1324 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1324 Lost Oak Rd, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,310 sqft · built 2010
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Mar 2017)
Tax Bill	$8,398 (2024)
Deeds & Mortgages	May 2024 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-041-07`

Property Details

APN / Parcel Number

Primary APN	`213-041-07`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,310 sqft Living Area
Gross Area	7,130 sqft
1st Floor Area	1,954 sqft
Upper Floors Area	2,383 sqft
Basement Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	820 sqft
Porch	Finished/Open Porch
Porch Area	642 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1324 LOST OAK RD
City	CHARLOTTE
State	NC
Zip	28270-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	M44-614
Legal Subdivision	LOST TREE
Legal Block	1
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	3016

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Commercial Mortgage FERIAL SHAMSIAN
Sep 1, 2020	Deed of Trust, Mortgage SOLEMAIN HAROUNI
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 10, 2017	Warranty Deed, Transfer
Jan 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Mar 23, 2009
Deed Document Number	201729935
Deed Book / Page	31622 / 87
Prior Transfer Date	Oct 29, 2004
Prior Transfer Doc	0000230517
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282

Mortgage

Document Number	0000041807
Date	May 8, 2024
Book Page	38803/432
Instrument	2024041807

Lender

Name	FERIAL SHAMSIAN
Type	Private Party
Address	8555 CLIFTON WAY, BEVERLY HILLS, CA 90211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282
Document Number	0000141822
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 LOST OAK RD CHARLOTTE NC 282701282, CHARLOTTE, NC 28270-1282

Mortgage

Document Number	0000141822
Date	Sep 3, 2020
Book Page	035014/000524
Instrument	141822

Lender

Name	SOLEMAIN HAROUNI
Address	8555 CLIFTON WAY, BEVERLY HILLS, CA 90211-2236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 8, 2017
Property Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282
Document Number	0000029935
Book / Page	31622 / 087
Instrument Date	Mar 3, 2017
Instrument	2017029935
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,000.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4521 PGA BLVD # 280, 4521, PALM BEACH GARDENS, FL 33418-3997

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282

Mortgage

Document Number	0000029936
Date	Mar 8, 2017
Instrument	2017029936

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 10, 2017
Property Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282
Document Number	0000017904
Book / Page	031559 / 000160
Instrument Date	Feb 7, 2017
Instrument	17904
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4521 PGA BLVD #280 PALM BEACH GARDENS FL 334183997, 280, PALM BEACH GARDENS, FL 33418-3997

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 27, 2017
Property Address	1324 LOST OAK RD, CHARLOTTE, NC 28270-1282
Document Number	0000011709
Book / Page	031527 / 000667
Instrument Date	Jan 25, 2017
Instrument	11709
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4521 PGA BLVD #280 PALM BEACH GARDENS FL 334183997, 280, PALM BEACH GARDENS, FL 33418-3997

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,088,900 Land $200,000 Building $888,900	$1,088,900 Land $200,000 Building $888,900
2024	$8,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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