1140 Elm Tree Rd, Troy, MO 63379 Property Records

Lincoln County property record for 1140 Elm Tree Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,073 sqft · built 1963
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,300 (Oct 2019)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-10-02-000-000-008.002`

Property Details

APN / Parcel Number

Primary APN	`19-10-02-000-000-008.002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Basement Area	1,073 sqft
Unfinished Basement	1,073 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1140 ELM TREE RD
City	TROY
State	MO
Zip	63379-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.843 AC PT NWSE 420 E OF NW COR ALONG S ROW CO RD 293
Legal Range	01W
Legal Township	48N
Legal Section	02
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1007
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1140 ELM TREE RD, TROY, MO 63379-3328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 22, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Mar 5, 2008
Deed Document Number	20199066
Deed Book / Page	2439 / 177
Prior Transfer Date	Mar 20, 2019
Prior Transfer Doc	02433/0100
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 9, 2019
Property Address	1140 ELM TREE RD, TROY, MO 63379-3328
Document Number	2439/0177
Book / Page	2439 / 0177
Instrument Date	Oct 7, 2019
Instrument	2019009066
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 ELM TREE RD, 1140, TROY, MO 63379-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1140 ELM TREE RD, TROY, MO 63379-3328

Mortgage

Document Number	2019009067
Date	Oct 9, 2019
Instrument	2019009067

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Apr 22, 2019
Property Address	1140 ELM TREE RD, TROY, MO 63379-3328
Document Number	2433/0100
Book / Page	2433 / 0100
Instrument Date	Mar 20, 2019
Instrument	2019002942
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 ELM TREE RD, TROY, MO 63379-3328
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,652 (-) Land $4,484 Building $15,168
2025	$1,201.00 (+4.16%)	$19,652 (+5.58%) Land $4,484 Building $15,168	$103,430 (+5.57%) Land $23,600 Building $79,830
2023	$1,153.00 (+3.97%)	$18,614 Land $4,180 Building $14,434	$97,970 Land $22,000 Building $75,970
2022	$1,109.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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