1324 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 1324 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,248 sqft · built 2018
Lot Size	0.316 acres (13,780 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jul 2018)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Mar 2020 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-01-102-014.097-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-102-014.097-022`
Alternative APNs	`02204000014730` `01948539497`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft
Basement Area	2,248 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,780 sqft (0.316 acres)
Lot Dimensions	130 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01948539497
Street Address	1324 E MONROE ST
City	DECATUR
State	IN
Zip	46733-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE SHORES VIII LOT 97
Legal Subdivision	LAKE SHORES SUB SEC VIII
Legal Lot Number	97
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3006
Census Tract	30400

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1324 E MONROE ST, DECATUR, IN 46733-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK & TRUST COMPANU
Jul 3, 2018	Warranty Deed, Transfer STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20182502
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1324 E MONROE ST, DECATUR, IN 46733-0019
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001385
Date	Mar 25, 2020
Instrument	2020001385

Lender

Name	STATE BANK & TRUST COMPANU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jul 3, 2018
Property Address	1324 E MONROE ST, DECATUR, IN 46733-0019
Document Number	2018002502
Instrument Date	Jun 29, 2018
Instrument	2018002502
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1324 MONROE ST, DECATUR, IN 46733-0019

Mortgage

Document Number	2018002503
Date	Jul 3, 2018
Instrument	2018002503

Lender

Name	STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,160.00 (+1.38%) Homeowner's exemption	$346,000 (+17.57%) Land $37,800 Building $308,200	$346,000 (+17.57%) Land $37,800 Building $308,200
2024	$3,117.00 (+5.91%)
2023	$2,943.00 (+5.71%)	$294,300 (+5.71%) Land $37,800 Building $256,500	$294,300 (+5.71%) Land $37,800 Building $256,500
2022	$2,784.00 (+33.65%) Homeowner's exemption	$278,400 Land $37,800 Building $240,600	$278,400 Land $37,800 Building $240,600
2020	$2,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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