1312 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 1312 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 2020
Lot Size	0.336 acres (14,628 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2022)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-01-102-014.095-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-102-014.095-022`
Alternative APNs	`02204000014730` `01511587521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,628 sqft (0.336 acres)
Lot Dimensions	138 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01511587521
Street Address	1312 E MONROE ST
City	DECATUR
State	IN
Zip	46733-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE SHORES VIII LOT 95
Legal Lot Number	95
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3006
Census Tract	30400

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1312 E MONROE ST, DECATUR, IN 46733-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage 3 RIVERS FEDERAL CREDIT UNION
Apr 5, 2022	Personal Representative Deed, Transfer
May 18, 2021	Warranty Deed, Transfer
Feb 19, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	202241470
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1312 E MONROE ST, DECATUR, IN 46733-0019
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002687
Date	May 18, 2021
Instrument	2021002687

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 5, 2022
Property Address	1312 E MONROE ST, DECATUR, IN 46733-0019
Document Number	2022001445
Instrument Date	Mar 30, 2022
Instrument	2022001445
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	May 18, 2021
Property Address	1312 E MONROE ST, DECATUR, IN 46733-0019
Document Number	2021002686
Instrument Date	May 12, 2021
Instrument	2021002686
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 19, 2020
Property Address	1312 E MONROE ST, DECATUR, IN 46733-0019
Document Number	2020000819
Instrument Date	Feb 13, 2020
Instrument	2020000819
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00 (-0.55%) Homeowner's exemption	$279,500 (+17.83%) Land $39,100 Building $240,400	$279,500 (+17.83%) Land $39,100 Building $240,400
2024	$2,529.00 (+6.62%)
2023	$2,372.00 (+5.42%)	$237,200 (+5.42%) Land $39,100 Building $198,100	$237,200 (+5.42%) Land $39,100 Building $198,100
2022	$2,250.00 (+9,275%)	$225,000 Land $39,100 Building $185,900	$225,000 Land $39,100 Building $185,900
2020	$24.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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