1218 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 1218 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 2021
Lot Size	0.37 acres (16,120 sqft)
Owner	Individual Name on File
Last Sale	$314,921 (Mar 2022)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-05-01-101-014.084-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-101-014.084-022`
Alternative APNs	`0220400014784` `01211949807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,120 sqft (0.37 acres)
Lot Dimensions	155 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01211949807
Street Address	1218 E MONROE ST
City	DECATUR
State	IN
Zip	46733-7195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE SHORES VII LOT 84
Legal Subdivision	LAKE SHORES
Legal Lot Number	84
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3006
Census Tract	30400

Owner

1218 E Monroe St is owned and occupied by an individual who bought it in March 2022.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 E MONROE ST, DECATUR, IN 46733-7195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Corporation Deed, Transfer · FHA Mortgage V I P MORTGAGE INC
Jul 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	202241336
Record Updated	Sep 20, 2026

February 2022: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 8, 2022
Property Address	1218 E MONROE ST, DECATUR, IN 46733-7195
Document Number	2022000474
Instrument Date	Jan 31, 2022
Instrument	2022000474
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022000475
Date	Feb 8, 2022
Instrument	2022000475

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jul 14, 2021
Property Address	1218 E MONROE ST, DECATUR, IN 46733-7195
Document Number	2021003708
Instrument Date	Jul 14, 2021
Instrument	2021003708
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 W BERRY ST STE 400, 400, FORT WAYNE, IN 46802-2241

Tax Assessment & Valuation

The 2025 property tax bill for 1218 E Monroe St was $2,929 with a homeowner's exemption, up 18.1% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,929.00 (+18.06%) Homeowner's exemption	$276,100 Land $40,400 Building $235,700	$276,100 Land $40,400 Building $235,700
2024	$2,481.00 (+5.62%)
2023	$2,349.00 (-11.12%)	$234,900 (+26.29%) Land $40,400 Building $194,500	$234,900 (+26.29%) Land $40,400 Building $194,500
2022	$2,643.00	$186,000 Land $40,400 Building $145,600	$186,000 Land $40,400 Building $145,600
2020	$24.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 E Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 E Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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