Maricopa County property record for 1324 E Ludlow Dr, Phoenix, AZ 85022
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,375 sqft · built 1994 |
| Lot Size | 0.188 acres (8,180 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,219 (2025) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-47-612 |
| Primary APN | 214-47-612 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 2,575 sqft |
| 1st Floor Area | 2,375 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 8,180 sqft (0.188 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 306 sqft |
| Patio Area | 200 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1324 E LUDLOW DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85022-4465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | SUMMIT AT THE POINTE MCR 357-46 |
| Legal Range | 3E |
| Legal Township | 3N |
| Legal Section | 9 |
| Legal Subdivision | SUMMIT AT THE POINTE |
| Legal Lot Number | 30 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 103607 |
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1324 E LUDLOW DR, PHOENIX, AZ 85022-4465 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 24, 1994 |
| Transfer Doc | 0000437494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1324 E LUDLOW DR, PHOENIX, AZ 85022-4465 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1324 E LUDLOW DR, PHOENIX, AZ 85022-4465 |
| Document Number | 0000147429 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 20240147429 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 925 Months |
| Due | Apr 12, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.31% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.3% |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,000 (+58.67%) | $590,000 (+6.83%) Land $118,000 Building $472,000 | |
| 2025 | $3,219.00 (+5.02%) | $37,183 (-38.04%) | $552,300 (-7.97%) Land $110,400 Building $441,900 |
| 2024 | $60,010 | $600,100 Land $120,000 Building $480,100 | |
| 2023 | $3,065.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 99% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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