1312 E Ludlow Dr, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1312 E Ludlow Dr, Phoenix, AZ 85022

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,375 sqft · built 1994
Lot Size0.248 acres (10,786 sqft)
OwnerIndividual Name on Record
Last Sale$670,000 (Oct 2021)
Tax Bill$4,110 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN214-47-611

Property Details

APN / Parcel Number

Primary APN214-47-611
Alternative APN
  • 214476118

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,375 sqft Living Area
Gross Area2,575 sqft
1st Floor Area2,375 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,786 sqft (0.248 acres)
Parking Spaces3 Parking Spaces
Pool Area355 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address1312 E LUDLOW DR
CityPHOENIX
StateAZ
Zip85022-4465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSUMMIT AT THE POINTE MCR 357-46
Legal Range3E
Legal Township3N
Legal Section9
Legal SubdivisionSUMMIT AT THE POINTE
Legal Lot Number29
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3016
Census Tract103607

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 6, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Feb 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 23, 2018Quit Claim Deed, Transfer
Quitclaim
Dec 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleJul 6, 2021 · Amount on Record
Deed Document Number20211140520
Last Transfer DateAug 8, 2024
Transfer Doc0000421502
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 22, 2021
Property Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465
Document Number0001140520
Map ReferenceMB 357 PG 46
Instrument DateOct 21, 2021
Instrument20211140520
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465

Mortgage

Document Number0001140521
DateOct 22, 2021
Instrument20211140521
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 6, 2021
Property Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465
Document Number0000737156
Map ReferenceMB 357 PG 46
Instrument DateJul 6, 2021
Instrument20210737156
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465
Document Number0000131553
Instrument DateFeb 1, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1312 E LUDLOW DR PHOENIX AZ 850224465, PHOENIX, AZ 85022-4465

Mortgage

Document Number0000131553
DateFeb 18, 2020
Instrument131553
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateAug 23, 2018
Property Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465
Document Number0000639865
Instrument DateAug 23, 2018
Instrument639865
Transaction TypeTransfer
Record UpdatedAug 29, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1312 E LUDLOW DR PHOENIX AZ 850224465, PHOENIX, AZ 85022-4465
InvestorPossibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1312 E LUDLOW DR, PHOENIX, AZ 85022-4465
Document Number0000932297
Instrument DateDec 9, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1312 E LUDLOW DR PHOENIX AZ 850224465, PHOENIX, AZ 85022-4465

Mortgage

Document Number0000932297
DateDec 18, 2017
Instrument932297
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,500 (+33.42%)$615,000 (+7.22%) Land $123,000 Building $492,000
2025$4,110.00 (+5.6%)$46,094 (-25.86%)$573,600 (-7.74%) Land $114,700 Building $458,900
2024$62,170$621,700 Land $124,300 Building $497,400
2023$3,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 99% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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