1307 E Ludlow Dr, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1307 E Ludlow Dr, Phoenix, AZ 85022

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,375 sqft · built 1994
Lot Size0.393 acres (17,144 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Mar 2017)
Tax Bill$4,281 (2025)
Deeds & MortgagesJul 2019 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN214-47-620

Property Details

APN / Parcel Number

Primary APN214-47-620

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,375 sqft Living Area
1st Floor Area2,375 sqft

Exterior

Year BuiltBuilt 1994
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area17,144 sqft (0.393 acres)
Parking Spaces3 Parking Spaces
Pool Area544 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1307 E LUDLOW DR
CityPHOENIX
StateAZ
Zip85022-4466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSUMMIT AT THE POINTE MCR 357-46
Legal Range03E
Legal Township03N
Legal Section09
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionSUMMIT AT THE POINTE
Legal Lot Number38
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3016
Census Tract103607

Owner

1307 E Ludlow Dr is owned and occupied by an individual who bought it in March 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Mailing Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Feb 21, 2019Deed of Trust, Mortgage
PRIVATE INDIVIDUAL
Mar 30, 2017Warranty Deed, Transfer · Conventional Mortgage
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2017 · Amount on File
Deed SaleMar 30, 2017 · Amount on File
Prior SaleDec 22, 2016 · Amount on File
Deed Document Number20170223746
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466

Mortgage

Document Number0000582260
DateJul 31, 2019
Instrument20190582260
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2034

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466

Mortgage

Document Number0000909562
DateSep 25, 2020
Instrument20200909562
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466
Document Number0000466261
Instrument DateFeb 21, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2812 N NORWALK #131 MESA AZ 852151169, 131, MESA, AZ 85215-1169

Mortgage

Document Number0000466261
DateJun 21, 2019
Instrument466261
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressPHOENIX, AZ 85016
Agreement
AmountAmount on Record

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 30, 2017
Property Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466
Document Number0000223746
Map ReferenceMB 357 PG 46
Instrument DateMar 28, 2017
Instrument2017-0223746
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 E LUDLOW DR, PHOENIX, AZ 85022-4466

Mortgage

Document Number, 2017-0223747
DateMar 30, 2017
Instrument2017-0223747
Lender
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1307 E Ludlow Dr was $4,281.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,580$665,800 Land $133,100 Building $532,700
2025$4,281.00
2024$66,700$667,000 Land $133,400 Building $533,600
2023$4,055.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1307 E Ludlow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 E Ludlow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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