St. Clair County property record for 1324 Division St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1918 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Nov 2022) |
| Tax Bill | $2,195 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-565-0006-000 |
| Primary APN | 74-06-565-0006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1324 DIVISION ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 10 & THAT PART OF LOT 9 LYING WEST OF A LINE BEG AT A POINT ON N LOT LINE 19 FT E OF NW CORNER OF SAID LOT 9, TH RUNNING |
| Legal Subdivision | PETIT & PERCIVALS PLAT |
| Legal Lot Number | 9-10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 621000 |
1324 Division St is owned and occupied by an individual who bought it in November 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITY OF PORT HURON |
| Nov 28, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITY OF PORT HURON |
| Nov 18, 2022 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Oct 3, 2022 | Sheriff's Deed, Foreclosure |
| Jun 17, 2022 | Intrafamily Transfer, Transfer |
| Dec 11, 2017 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on File |
| Deed Sale | Nov 18, 2022 · Amount on File |
| Prior Sale | Oct 3, 2022 · Amount on File |
| Deed Document Number | 202225806 |
| Deed Book / Page | 5579 / 577 |
| Prior Transfer Date | Sep 1, 2022 |
| Prior Transfer Doc | 0005566834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 9992 HARBOR BEACH CT, IRA, MI 48023-1842 |
| Document Number | 0005580941 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 5580/941 |
| Instrument | 2022026221 |
| Name | CITY OF PORT HURON |
|---|---|
| Type | Government Agency |
| Address | PORT HURON, MI 48060 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 9992 HARBOR BEACH CT, IRA, MI 48023-1842 |
| Document Number | 0005580941 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 5580/941 |
| Instrument | 2022026221 |
| Name | CITY OF PORT HURON |
|---|---|
| Type | Government Agency |
| Address | PORT HURON, MI 48060 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 18, 2022 |
| Property Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 0005579577 |
| Book / Page | 5579 / 577 |
| Map Reference | LB 13 PG 125 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022025806 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | PLATINUM FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $892.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Name | Verified Name |
|---|---|
| Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 2022026220 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022026220 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Number | 0005580927 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 5580/927 |
| Instrument | 2022026220 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 3, 2022 |
| Property Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 0005566834 |
| Book / Page | 5566 / 834 |
| Map Reference | LB 13 PG 125 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022022751 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Name | Verified Name |
|---|---|
| Address | 15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 17, 2022 |
| Property Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 0005533517 |
| Book / Page | 5533 / 517 |
| Map Reference | LB 13 PG 125 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022014831 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Name | Verified Name |
|---|---|
| Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 11, 2017 |
| Property Address | 1324 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 0048980791 |
| Book / Page | 004898 / 000791 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | ASK SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 ONTARIO ST PORT HURON MI 480603726, PORT HURON, MI 48060-3726 |
| Document Number | 49010870 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 004901/000870 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2047 |
The 2025 property tax bill for 1324 Division St was $2,195 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,800 (+6.02%) | $105,600 | |
| 2025 | $2,195.00 (+2.71%) Homeowner's exemption | $49,800 | |
| 2024 | $2,137.00 | $99,600 | |
| 2023 | $41,600 | ||
| 2022 | $976.00 | $83,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1324 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1324 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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