St. Clair County property record for 1322 Division St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1918 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jan 2026) |
| Tax Bill | $2,484 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-565-0005-000 |
| Primary APN | 74-06-565-0005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 125 ft deep x 42 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 1322 DIVISION ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W 7 FT LOT 7, LOT 8 & THAT PART OF LOT 9 LYING E OF A LINE BEG AT A POINT ON THE N LOT LINE 19 FT E OF NW CORNER OF SAID LOT |
| Legal Subdivision | PETIT & PERCIVAL |
| Legal Lot Number | 7-9 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 621000 |
1322 Division St is owned and occupied by an individual who bought it in January 2026.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3235 BERKSHIRE ST, PORT HURON, MI 48060-7233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Warranty Deed, Transfer · VA Mortgage SIMPLE HOME LENDING LLC |
| Nov 28, 2023 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| May 19, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on File |
| Deed Sale | Jan 13, 2026 · Amount on File |
| Prior Sale | Nov 28, 2023 · Amount on File |
| Deed Document Number | 2026804 |
| Deed Book / Page | 5888 / 731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 13, 2026 |
| Property Address | 1322 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 0005888731 |
| Book / Page | 5888 / 731 |
| Map Reference | LB 13 PG 125 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026000804 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 SERENITY LN, LEWISTOWN, PA 17044-7427 |
| Name | Verified Name |
|---|---|
| Address | 3235 BERKSHIRE ST, PORT HURON, MI 48060-7233 |
| Investor | Possibly a Property Investor |
| Document Number | 2026000805 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026000805 |
| Name | SIMPLE HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 28, 2023 |
| Property Address | 1322 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 0000567372 |
| Book / Page | 5673 / 72 |
| Map Reference | LB 13 PG 125 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023020728 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,177.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1832 N ROCHESTER RD, OAKLAND, MI 48363-2203 |
| Name | Verified Name |
|---|---|
| Address | 4565 24TH AVE APT 6, 6, FORT GRATIOT, MI 48059-3435 |
| Document Number | 2023020729 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023020729 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 19, 2022 |
| Property Address | 1322 DIVISION ST, PORT HURON, MI 48060-6125 |
| Document Number | 0005523417 |
| Book / Page | 5523 / 417 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022012477 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $502.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 COUNTRY CLUB DR, 121, LAKE PLACID, FL 33852-9208 |
| Name | Verified Name |
|---|---|
| Address | 1832 N ROCHESTER RD, OAKLAND, MI 48363-2203 |
The 2025 property tax bill for 1322 Division St was $2,484 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,300 (+35.9%) | $144,600 | |
| 2025 | $2,484.00 (+2.69%) Homeowner's exemption | $53,200 | |
| 2024 | $2,419.00 | $106,400 | |
| 2023 | $42,000 | ||
| 2022 | $1,400.00 | $84,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1322 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1322 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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