St. Clair County property record for 1321 Division St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,131 sqft · built 1908 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,700 (Jul 2006) |
| Tax Bill | $1,275 (2022) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-550-0044-000 |
| Primary APN | 74-06-550-0044-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,131 sqft Living Area |
| Basement Area | 1,120 sqft |
| Year Built | Built 1908 |
|---|---|
| Lot Area | 6,447 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74065500044000 |
|---|---|
| Street Address | 1321 DIVISION ST |
| City | PORT HURON |
| State | MI |
| Zip | 48060-6150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | INFORMATION PLATE ONLY LOTS 74 & 75 PERCIVAL AND HOPE'S SUBDIVISION OF PART OF SECTION FIFTEEN COMBO ON 02/06/2023 WITH |
| Legal Subdivision | PERCIVAL AND HOPES SUBDIVISION |
| Legal Lot Number | 74-75 75 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 621000 |
1321 Division St is owned and occupied by two individuals who acquired it in May 2007.
Source: St. Clair County records, as of July 31, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1321 DIVISION ST, PORT HURON, MI 48060-6150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2006 · Amount on File |
| Deed Sale | Jul 14, 2006 · Amount on File |
| Prior Sale | Jul 14, 2006 · Amount on File |
| Deed Document Number | 0035830268 |
| Deed Book / Page | 003583 / 000268 |
| Last Transfer Date | May 3, 2007 |
| Transfer Doc | 0037160265 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1321 DIVISION ST, PORT HURON, MI 48060-6150 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1321 DIVISION ST, PORT HURON, MI 48060-6150 |
| Document Number | 0005487493 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 5487/493 |
| Instrument | 2022003804 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
Source: St. Clair County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2022 | $1,275.00 |
FEMA maps place 1321 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1321 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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