Albemarle County property record for 1312 Delphi Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,688 sqft · built 2017 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $482,425 (Oct 2017) |
| Tax Bill | $7,038 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-06-01300 |
| Primary APN | 078H0-00-06-01300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Finished Area |
| Basement Area | 1,348 sqft |
| Finished Basement | 919 sqft |
| Unfinished Basement | 429 sqft |
| Family Room | Family Room |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 6,142 sqft (0.141 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 165 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1312 DELPHI LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NMD |
| Legal Description | LOT 13, BLOCK 6, CASCADIA |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10501 |
1312 Delphi Ln is owner-occupied and held in a trust since March 2020.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1312 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Apr 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 20, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Jul 14, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on File |
| Deed Sale | Oct 20, 2017 · Amount on File |
| Prior Sale | Jul 14, 2017 · Amount on File |
| Deed Document Number | 201712242 |
| Deed Book / Page | 1973 / 611 |
| Last Transfer Date | Mar 10, 2020 |
| Transfer Doc | 5308/324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1312 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000012555 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1312 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000012555 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 005386/000715 |
| Instrument | 12555 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 30, 2020 |
| Property Address | 1312 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000004820 |
| Book / Page | 005308 / 000324 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 4820 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1312 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 20, 2017 |
| Property Address | 1312 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000012242 |
| Book / Page | 004973 / 000611 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 12242 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $482.42 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1312 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 12243 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 004973/000615 |
| Instrument | 12243 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 14, 2017 |
| Property Address | 1312 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000008001 |
| Book / Page | 004934 / 000582 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 8001 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1312 Delphi Ln was $7,038, up 9.7% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,038.00 (+9.66%) | $787,300 (+9.67%) Land $170,000 Building $617,300 | $787,300 (+9.67%) Land $170,000 Building $617,300 |
| 2025 | $6,418.00 | $717,900 Land $180,000 Building $537,900 | $717,900 Land $180,000 Building $537,900 |
| 2023 | $5,170.00 | $605,500 Land $148,000 Building $457,500 | $605,500 Land $148,000 Building $457,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1312 Delphi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1312 Delphi Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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