1323 Prato Ave, Rockwall, TX 75032 Property Records

Rockwall County property record for 1323 Prato Ave, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,735 sqft · built 2018
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on Record
Last Sale$426,000 (Sep 2021)
Tax Bill$1,739 (2025)
Deeds & MortgagesApr 2023 Construction Loan
Sep 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNR89861

Property Details

APN / Parcel Number

Primary APNR89861
Alternative APNs
  • S5037-000D-0014-00-0R
  • 89861

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,735 sqft Living Area
Gross Area3,580 sqft
1st Floor Area2,735 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area590 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area315 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1323 PRATO AVE
CityROCKWALL
StateTX
Zip75032-0067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSONOMA VERDE PH 1B, BLOCK D, LOT 14
Legal SubdivisionSONOMA VERDE PH 1B
Legal Tract14
Legal BlockD
Legal Lot Number14
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group1
Census Block1015
Census Tract40509

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1323 PRATO AVE, ROCKWALL, TX 75032-0067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Construction Mortgage
FROST BANK
Sep 19, 2022Transfer on Death Deed, Transfer
Sep 21, 2021Foreclosure
Foreclosure Auction
Jun 29, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
SUPREME LNDG
Mar 14, 2018Loan Modification, Mortgage
COMERICA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number202125551
Last Transfer DateSep 14, 2022
Transfer Doc0000020885
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address1323 PRATO AVE, ROCKWALL, TX 75032-0067
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 PRATO AVE, ROCKWALL, TX 75032-0067

Mortgage

Document Number0000006843
DateApr 28, 2023
Instrument20230000006843
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionROCKWALL TX
Recording DateSep 19, 2022
Property Address1323 PRATO AVE, ROCKWALL, TX 75032-0067
Document Number0000020885
Map ReferenceCAB 1 SL 381
Instrument DateSep 14, 2022
Instrument20220000020885
Transaction TypeTransfer
Record UpdatedOct 5, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 PRATO AVE, ROCKWALL, TX 75032-0067

September 2021: Foreclosure

Document TypeForeclosure
JurisdictionROCKWALL TX
Recording DateSep 21, 2021
Property Address1323 PRATO AVE, ROCKWALL, TX 75032-0067
Document Number0000025551
Map ReferenceCAB I SL 381
Instrument DateSep 16, 2021
Instrument20210000025551
Transaction TypeForeclosure
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3011 MISTY RIDGE LN, ROCKWALL, TX 75032-6805

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionROCKWALL TX
Recording DateJun 29, 2018
Property Address1323 PRATO AVE, ROCKWALL, TX 75032-0067
Document Number0000011438
Instrument DateJun 28, 2018
Instrument11438
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 PRATO AVE ROCKWALL TX 75032, ROCKWALL, TX 75032

Mortgage

Document Number11439
DateJun 29, 2018
Instrument11439
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKWALL TX
Recording DateMar 14, 2018
Property Address1323 PRATO AVE, ROCKWALL, TX 75032-0067
Instrument DateMar 14, 2018
Instrument4335
Transaction TypeMortgage
Record UpdatedMar 27, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674
InvestorPossibly a Property Investor

Mortgage

Document Number0000004335
DateMar 14, 2018
Instrument4335
Lender
NameCOMERICA BK
TypeBank
Address1717 MAIN ST # 4TH, DALLAS, TX 75201-4612
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityMcLendon-Chisholm City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$558,081 (-2.05%) Land $112,000 Building $446,081$558,081 (-2.05%) Land $112,000 Building $446,081
2025$1,739.00 (-50.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$569,790 (+7%) Land $140,000 Building $429,790$569,790 (+7%) Land $140,000 Building $429,790
2024$3,521.00 (+100.06%)
2023$1,760.00 (-78.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$532,494 Land $140,000 Building $392,494$532,494 Land $140,000 Building $392,494
2021$8,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR C H WSC
serves 9,204 people · EPA ID TX1990012
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Fiber · Cable
940 / 940
Nextlink
Fixed Wireless
500 / 100
Peoples Communications
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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