Rockwall County property record for 1317 Prato Ave, Rockwall, TX 75032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,957 sqft · built 2018 |
| Lot Size | 0.257 acres (11,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $514,900 (Aug 2021) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R89860 |
| Primary APN | R89860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,957 sqft Living Area |
| Gross Area | 3,772 sqft |
| 1st Floor Area | 2,957 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,178 sqft (0.257 acres) |
| Lot Dimensions | 120 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 419 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1317 PRATO AVE |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75032-0067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SONOMA VERDE PH 1B, BLOCK D, LOT 13 |
| Legal Subdivision | SONOMA VERDE PH 1B |
| Legal Tract | 13 |
| Legal Block | D |
| Legal Lot Number | 13 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | SOUTH ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40509 |
1317 Prato Ave is owned and occupied by an individual who acquired it in June 2022.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jul 11, 2022 | Intrafamily Transfer, Transfer · Seller Carry-Back MELINDA MELENDON |
| Aug 23, 2021 | Vendor's Lien, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 9, 2018 | Grant Deed, Subdivision Related Transfer HIGHLAND HOMELOANS LLC |
| Nov 1, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | Jul 9, 2018 · Amount on File |
| Deed Document Number | 202122221 |
| Last Transfer Date | Jun 7, 2022 |
| Transfer Doc | 0000015407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020508 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 20190000020508 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jul 11, 2022 |
| Property Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Document Number | 0000015407 |
| Map Reference | CAB I SL 381 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 20220000015407 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 PRATO AVE, 1317, ROCKWALL, TX 75032-0067 |
| Name | Verified Name |
|---|---|
| Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Document Number | 0000015406 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 20220000015406 |
| Name | MELINDA MELENDON |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Aug 23, 2021 |
| Property Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Document Number | 0000022221 |
| Map Reference | CAB I SL 381 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 20210000022221 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Document Number | 0000022222 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 20210000022222 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jul 9, 2018 |
| Property Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Document Number | 0000012025 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 12025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1317 PRATO AVE ROCKWALL TX 75032, ROCKWALL, TX 75032 |
| Document Number | 12026 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 12026 |
| Name | HIGHLAND HOMELOANS LLC |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Nov 1, 2017 |
| Property Address | 1317 PRATO AVE, ROCKWALL, TX 75032-0067 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 20520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020520 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 20520 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1445 ROSS AVE # 48TH, DALLAS, TX 75202-2711 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1317 Prato Ave was $1,739 with exemptions applied, down 1.2% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | McLendon-Chisholm City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,770 (-1.9%) Land $112,000 Building $438,770 | $550,770 (-1.9%) Land $112,000 Building $438,770 | |
| 2025 | $1,739.00 (-1.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $561,424 Land $140,000 Building $421,424 | $561,424 Land $140,000 Building $421,424 |
| 2024 | $1,761.00 (+0.06%) | ||
| 2023 | $1,760.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $558,806 Land $140,000 Building $418,806 | $558,806 Land $140,000 Building $418,806 |
| 2021 | $8,116.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1317 Prato Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1317 Prato Ave is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | R C H WSC serves 9,204 people · EPA ID TX1990012 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCKWALL |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Nextlink Fixed Wireless | 500 / 100 |
| Peoples Communications Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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