1305 Prato Ave, Rockwall, TX 75032 Property Records

Rockwall County property record for 1305 Prato Ave, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,635 sqft · built 2017
Lot Size0.328 acres (14,305 sqft)
Owner2 Individual Names on Record
Last Sale$247,800 (Aug 2017)
Tax Bill$1,739 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNR89858

Property Details

APN / Parcel Number

Primary APNR89858
Alternative APNs
  • S5037-000D-0011-00-0R
  • 89858

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,635 sqft Living Area
Gross Area3,439 sqft
1st Floor Area2,635 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,305 sqft (0.328 acres)
Lot Dimensions124 ft deep x 115 ft wide
Garage TypeAttached
Garage Area688 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area153 sqft
Deck Area443 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1305 PRATO AVE
CityROCKWALL
StateTX
Zip75032-0067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSONOMA VERDE PH 1B, BLOCK D, LOT 11
Legal SubdivisionSONOMA VERDE PH 1B
Legal Tract11
Legal BlockD
Legal Lot Number11
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group1
Census Block1015
Census Tract40509

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1305 PRATO AVE, ROCKWALL, TX 75032-0067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Feb 22, 2022Correction Deed
TEXAS PREMIER TITLE
Aug 30, 2017Vendor's Lien, Subdivision Related Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Prior SaleFeb 24, 2017 · Amount on Record
Deed Document Number201716332
Prior Transfer DateAug 28, 2017
Prior Transfer Doc0000016332
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address1305 PRATO AVE, ROCKWALL, TX 75032-0067
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyTEXAS PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029529
DateOct 28, 2021
Instrument20210000029529
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term354 Months
DueApr 1, 2051

February 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionROCKWALL TX
Recording DateFeb 22, 2022
Property Address1305 PRATO AVE, ROCKWALL, TX 75032-0067
Document Number0000004032
Map ReferenceVOL 1 PG 381
Instrument DateJan 24, 2022
Instrument20220000004032
Record UpdatedSep 5, 2022
Title CompanyTEXAS PREMIER TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

August 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateAug 30, 2017
Property Address1305 PRATO AVE, ROCKWALL, TX 75032-0067
Document Number0000016332
Map ReferenceVOL I PG 381
Instrument DateAug 28, 2017
Instrument20170000016332
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 5, 2022
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1800 VALLEY VIEW LN STE 400, 1800, FARMERS BRANCH, TX 75234-8923

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 PRATO AVE, ROCKWALL, TX 75032-0067

Mortgage

Document Number0000016333
DateAug 30, 2017
Instrument20170000016333
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityMcLendon-Chisholm City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,866 (-6.08%) Land $112,000 Building $384,866$496,866 (-6.08%) Land $112,000 Building $384,866
2025$1,739.00 (-1.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$529,035 (-0.27%) Land $140,000 Building $389,035$529,035 (-0.27%) Land $140,000 Building $389,035
2024$1,761.00 (+0.06%)
2023$1,760.00 (-75.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$530,484 Land $140,000 Building $390,484$530,484 Land $140,000 Building $390,484
2021$7,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR C H WSC
serves 9,204 people · EPA ID TX1990012
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Fiber · Cable
940 / 940
Nextlink
Fixed Wireless
500 / 100
Peoples Communications
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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