1323 Nova Park Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1323 Nova Park Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 2019
Lot Size	0.635 acres (27,704 sqft)
Owner	Individual Name on Record
Last Sale	$632,000 (Aug 2022)
Tax Bill	$712 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`161096`

Property Details

APN / Parcel Number

Primary APN	`161096`
Alternative APN	`352531443800010150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,744 sqft Heated Area
Gross Area	4,051 sqft
1st Floor Area	2,744 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,704 sqft (0.635 acres)
Garage Type	Finished
Garage Area	900 sqft
Porch	Finished/Screened Porch
Porch Area	732 sqft
Patio Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	161096
Street Address	1323 NOVA PARK CT
City	SAINT CLOUD
State	FL
Zip	34771-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1C
Legal Description	NOVA PARK PB 20 PG 189 LOT 15
Legal Range	31E
Legal Township	25S
Legal Section	35
Legal Subdivision	NOVA BAY-PARK
Legal Tract	4438
Legal Block	1
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2005
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1323 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2020	Warranty Deed, Subdivision Related Transfer STEWART TITLE
Mar 27, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	2022127849
Deed Book / Page	6272 / 960
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 19, 2022
Property Address	1323 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0062720960
Book / Page	6272 / 960
Map Reference	MB 20 PG 189
Instrument Date	Aug 15, 2022
Instrument	2022127849
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3511 S WATSON CREEK LN, 3511, SALT LAKE CITY, UT 84109-3463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 NOVA PARK CT, SAINT CLOUD, FL 34771-8617

Mortgage

Document Number	0006272962
Date	Aug 19, 2022
Instrument	6272/962

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 8, 2020
Property Address	1323 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0056541964
Book / Page	005654 / 001964
Instrument Date	Jan 8, 2020
Instrument	3606
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 NOVA PARK CT ST CLOUD FL 347718617, ST CLOUD, FL 34771-8617

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 27, 2019
Property Address	1323 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0054980295
Book / Page	005498 / 000295
Instrument Date	Mar 27, 2019
Instrument	38774
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6071 LAMONTE ST ST CLOUD FL 347717927, ST CLOUD, FL 34771-7927

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$421,643 (+5.99%)	$511,000 (+18.7%) Land $75,000 Building $436,000
2023	$621.00 (-88.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$397,826 (+10.29%)	$430,500 (+19.35%) Land $60,000 Building $370,500
2022	$5,617.00	$360,700 Land $60,000 Building $300,700	$360,700 Land $60,000 Building $300,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELTER COVE RESORT private · serves 187 people · EPA ID FL3491298
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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