Osceola County property record for 1318 Nova Park Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,612 sqft · built 2018 |
| Lot Size | 0.535 acres (23,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,800 (Nov 2018) |
| Tax Bill | $5,001 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 161093 |
| Primary APN | 161093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,612 sqft Heated Area |
| Gross Area | 3,521 sqft |
| 1st Floor Area | 2,612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,348 sqft (0.535 acres) |
| Garage Type | Finished |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 390 sqft |
| Patio Area | 361 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 161093 |
|---|---|
| Street Address | 1318 NOVA PARK CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1C |
| Legal Description | NOVA PARK PB 20 PG 189 LOT 12 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 35 |
| Legal Subdivision | NOVA BAY-PARK |
| Legal Tract | 4438 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 43700 |
Source: Osceola County records · APN 161093
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1318 NOVA PARK CT, SAINT CLOUD, FL 34771-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Nov 13, 2018 | Warranty Deed, Subdivision Related Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Jun 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Jun 15, 2018 |
| Deed Document Number | 2018167354 |
| Deed Book / Page | 5432 / 0704 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1318 NOVA PARK CT, SAINT CLOUD, FL 34771-8617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1318 NOVA PARK CT, SAINT CLOUD, FL 34771-8617 |
| Document Number | 0057980797 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 5798/797 |
| Instrument | 2020126847 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2018 |
| Property Address | 1318 NOVA PARK CT, SAINT CLOUD, FL 34771-8617 |
| Document Number | 0054320704 |
| Book / Page | 5432 / 0704 |
| Map Reference | MB20 PG189 |
| Instrument Date | Nov 09, 2018 |
| Instrument | 2018167354 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,490.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 700909, SAINT CLOUD, FL 34770-0909 |
| Name | Verified Name |
|---|---|
| Address | 1318 NOVA PARK CT, SAINT CLOUD, FL 34771-8617 |
| Document Number | 2018167355 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018167355 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Dec 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 15, 2018 |
| Property Address | 1318 NOVA PARK CT, SAINT CLOUD, FL 34771-8617 |
| Document Number | 0053502313 |
| Book / Page | 005350 / 002313 |
| Instrument Date | May 29, 2018 |
| Instrument | 92434 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6071 LAMONTE ST ST CLOUD FL 347717927, ST CLOUD, FL 34771-7927 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,001.00 (+6.93%) Homeowner's exemption | $350,390 (+5.99%) | $476,600 (+18.85%) Land $75,000 Building $401,600 |
| 2023 | $4,677.00 (+3.91%) Homeowner's exemption | $330,599 (+3%) | $401,000 (+14.21%) Land $60,000 Building $341,000 |
| 2022 | $4,501.00 Homeowner's exemption | $320,970 | $351,100 Land $60,000 Building $291,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 78 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SHELTER COVE RESORT private · serves 187 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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