1317 Nova Park Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1317 Nova Park Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 2021
Lot Size	0.521 acres (22,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Apr 2020)
Tax Bill	$4,756 (2025)
Deeds & Mortgages	Apr 2020 Sale & Construction Loan Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-25-31-4438-0001-0160`

Property Details

APN / Parcel Number

Primary APN	`35-25-31-4438-0001-0160`
Alternative APNs	`253135443800010160` `161097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	3,575 sqft
1st Floor Area	2,194 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,694 sqft (0.521 acres)
Garage Type	Attached
Garage Area	900 sqft
Porch	Slab
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1317 NOVA PARK CT
City	SAINT CLOUD
State	FL
Zip	34771-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1C
Legal Description	NOVA PARK PB 20 PG 189 LOT 16
Legal Range	31E
Legal Township	25S
Legal Section	35
Legal Subdivision	NOVA PARK
Legal Tract	4438
Legal Block	160
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2005
Census Tract	43700

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1317 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Warranty Deed, Construction Loan · Construction Mortgage FLAGSTAR BANK FSB
Apr 18, 2018	Warranty Deed, Transfer
Mar 9, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI BAY PARK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	202057465
Deed Book / Page	5714 / 1565
Last Transfer Date	Apr 28, 2021
Transfer Doc	0059461376
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2020
Property Address	1317 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0057141565
Book / Page	5714 / 1565
Map Reference	MB 20 PG 189
Instrument Date	Apr 24, 2020
Instrument	2020057465
Transaction Type	Construction Loan
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6250 OAK SHORE DR, 6250, SAINT CLOUD, FL 34771-8650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3743 PARADISO CIR, KISSIMMEE, FL 34746-1951

Mortgage

Document Number	0057141566
Date	Apr 28, 2020
Instrument	5714/1566

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 18, 2018
Property Address	1317 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0053191053
Book / Page	005319 / 001053
Instrument Date	Apr 18, 2018
Instrument	61360
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6250 OAK SHORE DR ST CLOUD FL 347718650, ST CLOUD, FL 34771-8650

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2018
Property Address	1317 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0052990028
Book / Page	005299 / 000028
Instrument Date	Mar 9, 2018
Instrument	39972
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1931 REMEMBRANCE AVE ST CLOUD FL 347691825, ST CLOUD, FL 34769-1825

Mortgage

Document Number	53150292
Date	Mar 9, 2018
Book Page	005315/000292
Instrument	56710

Lender

Name	BAY PARK LLC
Address	6250 OAK SHORE DR, ST CLOUD, FL 34771-8650

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	6%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,756.00 (+4.8%) Homeowner's exemption	$332,741 (+5.99%)	$444,600 (+19.55%) Land $75,000 Building $369,600
2024	$4,538.00 (+2.09%)
2023	$4,445.00 (+3.98%) Homeowner's exemption	$313,946 (+3%)	$371,900 (+14.5%) Land $60,000 Building $311,900
2022	$4,275.00 Homeowner's exemption	$304,802	$324,800 Land $60,000 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELTER COVE RESORT private · serves 187 people · EPA ID FL3491298
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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