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1321 Gem Cir, Unit 43, Rockledge, FL 32955 Property Records

Brevard County property record for 1321 Gem Cir, Unit 43, Rockledge, FL 32955

Property Summary

Property TypeCondominium
Details1,300 sqft · built 2003
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Sep 2022)
Tax Bill$3,393 (2025)
Deeds & MortgagesSep 2022 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN25-36-17-3A-43

Property Details

APN / Parcel Number

Primary APN25-36-17-3A-43
Alternative APNs
  • 25-36-17-3A-00043.0-0000.00
  • 2522912

Interior

Stories1 Story
Building Area1,300 sqft Living Area
Gross Area1,720 sqft
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area336 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2522912
Street Address1321 GEM CIR, 43
CityROCKLEDGE
StateFL
Zip32955-6416
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE GEMS CONDO PH 2B, 3, 4, 5, 6, 7, 8 UNIT 43 AS DESC IN ORB 3430 PG 2732 AND ALL AMENDMENTS THERETO.
Legal Range36E
Legal Township25S
Legal Section17
Legal SubdivisionTHE GEMS PH 2-B,3,4,5,6,7,8 A CONDO
Legal Phase3-8
Legal Block43
Legal Unit43
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group5
Census Block5009
Census Tract63105

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1321 GEM CIR, 43, ROCKLEDGE, FL 32955-6416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2022 · Amount on Record
Deed SaleSep 8, 2022 · Amount on Record
Prior SaleFeb 10, 2010 · Amount on Record
Deed Document Number2022221301
Deed Book / Page9608 / 422
Prior Transfer DateNov 14, 2013
Prior Transfer Doc0070180539
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 8, 2022
Property Address1321 GEM CIR # 43, 43, ROCKLEDGE, FL 32955-6416
Document Number0096080422
Book / Page9608 / 422
Map ReferenceMB 3325 PG 398
Instrument DateSep 2, 2022
Instrument2022221301
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29129 FOGHORN CT, MENIFEE, CA 92585-4101

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 GEM CIR # 43, 43, ROCKLEDGE, FL 32955-6416

Mortgage

Document Number0009608440
DateSep 8, 2022
Instrument9608/440
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0096080424
DateSep 8, 2022
Book Page9608/424
Instrument2022221302
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityRockledge City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,980 (+0.26%)$252,980 (+0.26%)
2025$3,393.00 (-1.62%) Homeowner's exemption$252,320 (+0.07%)$252,320 (+0.07%)
2024$3,449.00 (-16.93%)
2023$4,152.00 (+26.35%)$252,140 (+7.95%) Land $69,000 Building $183,140$252,140 (+7.95%) Land $69,000 Building $183,140
2022$3,286.00$233,570 Land $63,000 Building $170,570$233,570 Land $63,000 Building $170,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims7 (2000–2022)
Claims Outside the SFHA7 of 7
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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