1323 Co Rd 2075 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1323 Co Rd 2075 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,670 sqft · built 2014
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Company Names on Record
Last Sale	$1,195,000 (Apr 2026)
Tax Bill	$12,551 (2024)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Jan 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`28-22-28-400-008`

Property Details

APN / Parcel Number

Primary APN	`28-22-28-400-008`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,670 sqft Living Area
Gross Area	7,340 sqft
1st Floor Area	1,064 sqft
Basement Area	2,718 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	150,282 sqft (3.45 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	2,754 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1323 COUNTY ROAD 2075 E
City	SAINT JOSEPH
State	IL
Zip	61873-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 1 SUB OF N 1/2 SW 1/4 SE 1/4 AND N 1/2 SE 1/4 SW 1/4, AND S 1/2 S 1/2 SE 1/4 SEC. 28-19-10 AND LOT PT 10 SUB OF PT SECS. 22, 27, AND 28-19-10
Legal Range	10E
Legal Township	19N
Legal Section	28
Legal Subdivision	SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4127
Census Tract	10702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · Line of Credit PROSPECT BANK
Jan 22, 2018	Deed of Trust, Mortgage FIRST BK&TR/IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Document Number	20264941
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 7, 2026
Property Address	1323 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-9713
Document Number	0000004941
Instrument Date	Mar 30, 2026
Instrument	20264941
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$181,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964

Mortgage

Document Number	0000004942,
Date	Apr 7, 2026
Instrument	20264942

Lender

Name	PROSPECT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1323 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-9713
Document Number	0000001083
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1323 COUNTY ROAD 2075 E ST JOSEPH IL 618739713, ST JOSEPH, IL 61873-9713

Mortgage

Document Number	0000001083
Date	Jan 23, 2018
Instrument	1083

Lender

Name	FIRST BK&TR/IL
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,240 (+25.29%) Land $10,600 Building $198,640	$627,720 (+25.29%) Land $31,800 Building $595,920
2024	$12,551.00 (+12.42%)
2022	$11,164.00 Homeowner's exemption	$167,000 Land $8,460 Building $158,540	$501,000 Land $25,380 Building $475,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, MF Wireless, T-Mobile.

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