1321 Co Rd 2075 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1321 Co Rd 2075 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Last Sale	$222,500 (Apr 2026)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-28-400-015`

Property Details

APN / Parcel Number

Primary APN	`28-22-28-400-015`
Alternative APN	`282228400011`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Old Parcel Number	282228400011
Street Address	1321 COUNTY ROAD 2075 E
City	SAINT JOSEPH
State	IL
Zip	61873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023R02557
Legal Subdivision	SUB
Legal Lot Number	9
Jurisdiction	CHAMPAIGN IL

Owner

1321 Co Rd 2075 E is held in a trust since April 2026.

Source: Champaign County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK
Apr 6, 2026	Deed, Transfer · Conventional Mortgage FISHER NATIONAL BANK
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit PROSPECT BANK
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit PROSPECT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Deed Document Number	20264817
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 28, 2026
Property Address	1321 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873
Document Number	0000011676
Instrument Date	Mar 31, 2026
Instrument	202611676
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964

Mortgage

Document Number	0000011676,
Date	Jul 28, 2026
Instrument	202611676

Lender

Name	FISHER NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	54 Months
Due	Jan 17, 2031

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 6, 2026
Property Address	1321 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873
Document Number	0000004817
Instrument Date	Mar 30, 2026
Instrument	2026.4817
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Tax	$33,708.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964

Mortgage

Document Number	0000004818,
Date	Apr 6, 2026
Instrument	2026.4818

Lender

Name	FISHER NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	57 Months
Due	Jan 17, 2031

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1321 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004982
Date	Apr 22, 2024
Instrument	2024R04982

Lender

Name	PROSPECT BANK
Type	Bank
Address	HOMER, IL 61849

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 7, 2044

Interest

Rate	4.26%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1321 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003154
Date	Mar 13, 2024
Instrument	2024R03154

Lender

Name	PROSPECT BANK
Type	Bank
Address	HOMER, IL 61849

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Co Rd 2075 E was $1,530, up 1.6% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (+1.59%)	$23,840 (+3.56%) Land $9,320 Building $14,520	$71,520 (+3.56%) Land $27,960 Building $43,560
2024	$1,506.00 (+1.83%)	$23,020 Land $8,800 Building $14,220	$69,060 Land $26,400 Building $42,660
2023	$1,479.00 (-85.8%)
2022	$10,417.00	$150,250 Land $136,340 Building $13,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1321 Co Rd 2075 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1321 Co Rd 2075 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Volo.net Internet+Tech Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

Nearby Properties on Co Rd 2075 E

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