1304 Co Rd 2075 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1304 Co Rd 2075 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,133 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`28-22-28-400-006`

Property Details

APN / Parcel Number

Primary APN	`28-22-28-400-006`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	1304 COUNTY ROAD 2075 E
City	SAINT JOSEPH
State	IL
Zip	61873-8964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 5 SUB OF N 1/2 SW 1/4 SE 1/4 AND N 1/2 SE 1/4 SW 1/4, AND S 1/2 S 1/2 SE 1/4 SEC. 28-19-10
Legal Range	10E
Legal Township	19N
Legal Section	28
Legal Subdivision	SUB
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4133
Census Tract	10702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MID IL BANK AND TRUST
Mar 30, 2020	Deed of Trust, Mortgage TNB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 13, 2026
Property Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964
Document Number	0000012743
Instrument Date	Aug 11, 2026
Instrument	202612743
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964

Mortgage

Document Number	0000012743,
Date	Aug 13, 2026
Instrument	202612743

Lender

Name	FIRST MID IL BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2046

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1304 COUNTY ROAD 2075 E, SAINT JOSEPH, IL 61873-8964
Document Number	0000005270
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1296 COUNTY ROAD 2075 E ST JOSEPH IL 618739746, ST JOSEPH, IL 61873-9746

Mortgage

Document Number	0000005270
Date	Apr 3, 2020
Instrument	5270

Lender

Name	TNB BK
Address	900 PROGRESS BLVD, TUSCOLA, IL 61953-2055

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 2, 2025

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,960 (+25.3%) Land $7,480 Building $172,480	$539,880 Land $22,440 Building $517,440
2024	$11,133.00 (+11.75%)
2022	$9,962.00	$143,620 Land $5,960 Building $137,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, MF Wireless, T-Mobile.

Nearby Properties on Co Rd 2075 E

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