1322 S River Pointe Ln, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1322 S River Pointe Ln, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,732 sqft · built 2004
Lot Size0.321 acres (13,983 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Mar 2023)
Tax Bill$462 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-30-576-0050-000

Property Details

APN / Parcel Number

Primary APN74-30-576-0050-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Building Area1,732 sqft Living Area
1st Floor Area1,732 sqft
Basement Area1,732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Lot Area13,983 sqft (0.321 acres)
Lot Depth155 ft Depth
Garage Area747 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1322 S RIVER POINTE LN
CitySAINT CLAIR
StateMI
Zip48079-5809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLOT 50 RIVER POINTE ESTATES NO. 3
Legal SubdivisionRIVER POINTE ESTATES
Legal Lot Number50
Legal Unit50
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2011
Census Tract640100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1322 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2023 · Amount on Record
Deed SaleMar 31, 2023 · Amount on Record
Prior SaleAug 19, 2005 · Amount on Record
Deed Document Number20235417
Deed Book / Page5609 / 898
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 31, 2023
Property Address1322 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809
Document Number0005609898
Book / Page5609 / 898
Map ReferenceLB 103 PG 15-18
Instrument DateMar 17, 2023
Instrument2023005417
Transaction TypeTransfer
Record UpdatedApr 20, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 ANNETTA RD, ASHLAND, MA 01721-2301

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 JACKSON ST, SAINT CLAIR, MI 48079-5299

Mortgage

Document Number2023005418
DateMar 31, 2023
Instrument2023005418
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,700 (+0.37%)$377,400 (+0.37%)
2025$462.00 (+22.55%) Homeowner's exemption$188,000 (+36.13%)
2024$377.00 (-85.19%)$376,000 (+36.13%)
2023$138,100
2022$2,545.00$276,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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