St. Clair County property record for 1346 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft · built 2007 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (May 2008) |
| Tax Bill | $3,008 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-576-0048-000 |
| Primary APN | 74-30-576-0048-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,650 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1346 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 48 RIVER POINTE ESTATES NO. 3 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 48 |
| Legal Unit | 48 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1346 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Aug 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2008 · Amount on Record |
| Deed Sale | May 5, 2008 · Amount on Record |
| Prior Sale | Dec 20, 2006 · Amount on Record |
| Deed Document Number | 200811570 |
| Deed Book / Page | 3841 / 500 |
| Last Transfer Date | Jun 2, 2020 |
| Transfer Doc | 0000020223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1346 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1346 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Document Number | 0005629366 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 5629/366 |
| Instrument | 2023010615 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1346 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1346 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Document Number | 0005327807 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5327/807 |
| Instrument | 2021006041 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 24, 2020 |
| Property Address | 1346 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Document Number | 0052300551 |
| Book / Page | 005230 / 000551 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1346 S RIVER POINTE LN ST CLAIR MI 480795809, ST CLAIR, MI 48079-5809 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,300 (+1.45%) | $448,600 (+1.45%) | |
| 2025 | $3,008.00 (+5.69%) Homeowner's exemption | $221,100 (+24.92%) | |
| 2024 | $2,846.00 (+9.38%) | $442,200 (+24.92%) | |
| 2023 | $177,000 | ||
| 2022 | $2,602.00 | $354,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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