St. Clair County property record for 1307 S River Pointe Ln, Saint Clair, MI 48079 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,332 sqft · built 2016 |
| Lot Size | 0.326 acres (14,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jun 2017) |
| Tax Bill | $4,678 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-576-0034-000 |
| Primary APN | 74-30-576-0034-000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,332 sqft Living Area |
| Basement Area | 1,866 sqft |
| Year Built | Built 2016 |
|---|---|
| Lot Area | 14,244 sqft (0.326 acres) |
| Lot Depth | 142 ft Depth |
| Garage Area | 1,160 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74305760034000 |
|---|---|
| Street Address | 1307 S RIVER POINTE LN |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 RIVER POINTE ESTATES NO. 3 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 34 |
| Legal Unit | 34 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-576-0034-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1307 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 08, 2017 | Warranty Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2017 · Amount on Record |
| Deed Sale | Jun 08, 2017 · Amount on Record |
| Prior Sale | May 06, 2014 · Amount on Record |
| Deed Document Number | 2017014790 |
| Deed Book / Page | 4838 / 409 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1307 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5810 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1307 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5810 |
| Document Number | 0005588172 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 5588/172 |
| Instrument | 2022027952 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1307 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5810 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1307 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5810 |
| Document Number | 0005297272 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 5297/272 |
| Instrument | 2021000229 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 08, 2017 |
| Property Address | 1307 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5810 |
| Document Number | 0048380409 |
| Book / Page | 004838 / 000409 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 KOULA RD MARYSVILLE MI 480402055, MARYSVILLE, MI 48040-2055 |
| Document Number | 48380410 |
|---|---|
| Date | Jun 08, 2017 |
| Book Page | 004838/000410 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2047 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $318,500 (+23.93%) | ||
| 2024 | $4,678.00 (+8.29%) | $637,000 (+23.93%) | |
| 2023 | $257,000 | ||
| 2022 | $4,320.00 | $514,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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