Saline County property record for 1322 River Oaks, Benton, AR 72019
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,813 sqft · built 1996 |
| Lot Size | 0.42 acres (18,291 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $385,000 (May 2016) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-61512-000 |
| Primary APN | 800-61512-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,813 sqft Living Area |
| Gross Area | 4,526 sqft |
| 1st Floor Area | 3,813 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,291 sqft (0.42 acres) |
| Lot Dimensions | 201 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,083 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 365 sqft |
| Deck Area | 170 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 62953 |
|---|---|
| Street Address | 1322 RIVER OAKS |
| City | BENTON |
| State | AR |
| Zip | 72019-1841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2016-008992 |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 34 |
| Legal Subdivision | RIVER OAKS PH II |
| Legal Lot Number | 12R |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10303 |
1322 River Oaks is owner-occupied and held in a trust since May 2016.
Source: Saline County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1322 RIVER OAKS, BENTON, AR 72019-1841 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Dec 5, 2025 | Intrafamily Transfer, Transfer |
| Dec 17, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2016 · Amount on File |
| Deed Sale | May 12, 2016 · Amount on File |
| Prior Sale | Sep 24, 2012 · Amount on File |
| Deed Document Number | 20168992 |
| Transfer Doc | 0388000609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 1322 RIVER OAKS, BENTON, AR 72019-1841 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000010490 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-010490 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Dec 5, 2025 |
| Property Address | 1322 RIVER OAKS, BENTON, AR 72019-1841 |
| Document Number | 0000023400 |
| Map Reference | DOC 1996-09106 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025-023400 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1322 RIVER OAKS, BENTON, AR 72019-1841 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Dec 17, 2025 |
| Property Address | 1322 RIVER OAKS, BENTON, AR 72019-1841 |
| Document Number | 0000024206 |
| Map Reference | DOC 1996-09106 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025-024206 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1322 RIVER OAKS, BENTON, AR 72019-1841 |
The 2025 property tax bill for 1322 River Oaks was $3,993 with a homeowner's exemption, up 14.3% from the year before.
Source: Saline County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+14.31%) Homeowner's exemption | $86,192 Land $9,600 Building $76,592 | $430,960 Land $48,000 Building $382,960 |
| 2024 | $3,493.00 (-2.1%) | ||
| 2023 | $3,568.00 Homeowner's exemption | $86,192 Land $9,600 Building $76,592 | $430,960 Land $48,000 Building $382,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1322 River Oaks in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2008) |
| Most Recent Claim | Apr 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1322 River Oaks is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 64% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Connect2First.
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