1322 Apjones St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1322 Apjones St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1890
Lot Size	0.085 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$309,900 (Nov 2023)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-0020-0163-00`

Property Details

APN / Parcel Number

Primary APN	`221-0020-0163-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,010 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	1,210 sqft
Upper Floors Area	410 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,746 sqft (0.085 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1322 APJONES ST
City	CINCINNATI
State	OH
Zip	45223-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1322 APJONES ST 25 X 150 PT LOT 1-6 INC BLK 48 I LUDLOWS SUB
Legal Subdivision	I LUDLOWS SUB
Legal Block	48
Legal Lot Number	1-6 2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	7400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1322 APJONES ST, CINCINNATI, OH 45223-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MIAMI UNIVERSITY COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	0000080632
Deed Book / Page	15042 / 796
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 14, 2023
Property Address	1322 APJONES ST, CINCINNATI, OH 45223-1802
Document Number	0000080632
Book / Page	15042 / 796
Instrument Date	Nov 9, 2023
Instrument	2023-0080632
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	COLUMBIA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$309.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1322 APJONES ST, CINCINNATI, OH 45223-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 APJONES ST, CINCINNATI, OH 45223-1802

Mortgage

Document Number	0000080633
Date	Nov 14, 2023
Instrument	2023-0080633

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000080634
Date	Nov 14, 2023
Book Page	15042/821
Instrument	2023-0080634

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	CINCINNATI, OH 45223

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2018
Property Address	1322 APJONES ST, CINCINNATI, OH 45223-1802
Document Number	0000068290
Book / Page	13725 / 00269
Instrument Date	Jul 16, 2018
Instrument	2018-0068290
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	RELIABLE LAND TITLE AGENCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1322 APJONES ST, CINCINNATI, OH 45223-1802

Mortgage

Document Number	0000068293
Date	Aug 6, 2018
Instrument	2018-0068293

Lender

Name	MIAMI UNIVERSITY COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+2.82%)	$109,477 (-) Land $25,256 Building $84,221
2024	$2,694.00 (-2%)	$109,477 (-) Land $25,256 Building $84,221
2023	$2,749.00 (+72.14%)	$109,477 (+41.22%) Land $25,256 Building $84,221	$312,790 (+41.21%) Land $72,160 Building $240,630
2022	$1,597.00 Homeowner's exemption	$77,525 Land $6,531 Building $70,994
2020			$221,500 Land $18,660 Building $202,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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