1320 Apjones St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1320 Apjones St, Cincinnati, OH 45223 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,278 sqft · built 2020
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$444,900 (Mar 2021)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-0020-0164-00`

Property Details

APN / Parcel Number

Primary APN	`221-0020-0164-00`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,278 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	745 sqft
2nd Floor Area	1,271 sqft
Basement Area	745 sqft
Finished Basement	262 sqft
Unfinished Basement	483 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1320 APJONES ST
City	CINCINNATI
State	OH
Zip	45223-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1320 APJONES ST 25 X 150 PT LOTS 1-6 INC I LUDLOWSSUB BLK 48
Legal Subdivision	LUDLOWSSUB
Legal Block	48
Legal Lot Number	1-6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	7400

Owner

Source: Hamilton County records · APN 221-0020-0164-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1320 APJONES ST, CINCINNATI, OH 45223-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK
Mar 24, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Mar 23, 2006
Deed Document Number	202137263
Deed Book / Page	14381 / 3196
Prior Transfer Date	Aug 27, 2007
Prior Transfer Doc	0000000190
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1320 APJONES ST, CINCINNATI, OH 45223-1802
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068841
Date	Jul 16, 2020
Book Page	14211/2758
Instrument	2020-0068841

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Apr 01, 2021

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 24, 2021
Property Address	1320 APJONES ST, CINCINNATI, OH 45223-1802
Document Number	0000037263
Book / Page	14381 / 3196
Map Reference	MB 3 PG 290
Instrument Date	Mar 19, 2021
Instrument	2021-0037263
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,334.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1320 APJONES ST, CINCINNATI, OH 45223-1802

Mortgage

Document Number	0000037264
Date	Mar 24, 2021
Instrument	2021-0037264

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (+2.82%)	$155,715 (-) Land $25,256 Building $130,459	$444,900 (-) Land $72,160 Building $372,740
2024	$1,667.00 (-2%)	$155,715 (-) Land $25,256 Building $130,459
2023	$1,701.00 (-84.16%)	$155,715 (-) Land $25,256 Building $130,459	$444,900 (-) Land $72,160 Building $372,740
2022	$10,737.00 Homeowner's exemption	$155,715 Land $5,488 Building $150,227
2020			$444,900 Land $15,680 Building $429,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610074001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 622 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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