1318 Apjones St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1318 Apjones St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,278 sqft · built 2021
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Oct 2023)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`221-0020-0165-00`

Property Details

APN / Parcel Number

Primary APN	`221-0020-0165-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,278 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	745 sqft
2nd Floor Area	1,271 sqft
Basement Area	745 sqft
Finished Basement	262 sqft
Unfinished Basement	483 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1318 APJONES ST
City	CINCINNATI
State	OH
Zip	45223-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	1318 APJONES ST 25 X 150 PT LOTS 1-6 INC I LUDLOWSSUB BLK 48
Legal Subdivision	LUDLOWSSUB
Legal Block	48
Legal Lot Number	1-6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	7400

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1318 APJONES ST, CINCINNATI, OH 45223-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU
Jul 16, 2020	Deed of Trust, Mortgage · Construction Mortgage SPRING VALLEY BANK
Apr 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Sep 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	202376294
Deed Book / Page	15031 / 264
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 8, 2026
Property Address	1318 APJONES ST, CINCINNATI, OH 45223-1802
Document Number	0000035606
Book / Page	15662 / 356
Instrument Date	Apr 7, 2026
Instrument	202635606
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 APJONES ST, CINCINNATI, OH 45223-1802
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035606,
Date	May 8, 2026
Book Page	15662/356
Instrument	202635606

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2023
Property Address	1318 APJONES ST, CINCINNATI, OH 45223-1802
Document Number	0000076294
Book / Page	15031 / 264
Instrument Date	Oct 23, 2023
Instrument	2023-0076294
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATL TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 APJONES ST, CINCINNATI, OH 45223-1802

Mortgage

Document Number	0000076295
Date	Oct 27, 2023
Instrument	2023-0076295

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1318 APJONES ST, CINCINNATI, OH 45223-1802
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068842
Date	Jul 16, 2020
Book Page	14211/2771
Instrument	2020-0068842

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2021

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2021
Property Address	1318 APJONES ST, CINCINNATI, OH 45223-1802
Document Number	0000052562
Book / Page	14405 / 2340
Instrument Date	Apr 12, 2021
Instrument	2021-0052562
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 APJONES ST, CINCINNATI, OH 45223-1802

Mortgage

Document Number	0000052563
Date	Apr 27, 2021
Instrument	2021-0052563

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 17, 2019
Property Address	1318 APJONES ST, CINCINNATI, OH 45223-1802
Document Number	0000079100
Book / Page	014003 / 000102
Instrument Date	Sep 4, 2019
Instrument	79100
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4159 DANE AVE CINCINNATI OH 452231850, CINCINNATI, OH 45223-1850

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (-2.5%)	$162,894 (-) Land $25,256 Building $137,638	$465,410 (-) Land $72,160 Building $393,250
2024	$1,922.00 (-0.16%)	$162,894 (-) Land $25,256 Building $137,638
2023	$1,925.00 (-83.17%)	$162,894 (+1.62%) Land $25,256 Building $137,638	$465,410 (+1.62%) Land $72,160 Building $393,250
2022	$11,439.00	$160,300 Land $4,200 Building $156,100
2020			$458,000 Land $12,000 Building $446,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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