1321 Elm Dr, Schaumburg, IL 60194 Property Records

Cook County property record for 1321 Elm Dr, Schaumburg, IL 60194

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,655 sqft · built 1974
Lot Size0.309 acres (13,441 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Sep 2023)
Tax Bill$7,572 (2023)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-20-215-018

Property Details

APN / Parcel Number

Primary APN07-20-215-018
Alternative APN
  • 07-20-215-018-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,655 sqft Living Area
1st Floor Area1,655 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area13,441 sqft (0.309 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1321 ELM DR
CitySCHAUMBURG
StateIL
Zip60194-4129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(STRATHMORE) (SCHAUMBURG) (UNIT10) SUB OF PT NE SEC 20-41-10
Legal Range10E
Legal Township41N
Legal Section20
Legal SubdivisionSTRATHMORE SCHAUMBURG UNIT10
Legal Lot Number829
Legal Unit10
JurisdictionCOOK IL
Township / Civil DivisionSCHAUMBURG
Census Block Group4
Census Block4007
Census Tract804710

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address804 BLUE RIDGE DR, STREAMWOOD, IL 60107-4504
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer · Conventional Mortgage
HOMELAND MORTGAGE CO
Jun 22, 2023Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Feb 1, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleSep 10, 1996 · Amount on Record
Deed Document Number202340030
Prior Transfer DateJan 13, 1994
Prior Transfer Doc0000000871
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 20, 2023
Property Address1321 ELM DR, SCHAUMBURG, IL 60194-4129
Document Number0026340030
Instrument DateSep 6, 2023
Instrument2326340030
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyBURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13 TESAY PL, SCHAUMBURG, IL 60194

Mortgage

Document Number0026340031
DateSep 20, 2023
Instrument2326340031
Lender
NameHOMELAND MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate
Rate7.87%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1321 ELM DR, SCHAUMBURG, IL 60194-4129
Transaction TypeMortgage
Record UpdatedJul 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 ELM DR, SCHAUMBURG, IL 60194-4129

Mortgage

Document Number0017340140
DateJun 22, 2023
Instrument2317340140
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 16, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1321 ELM DR, SCHAUMBURG, IL 60194-4129
Document Number1704047118
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedFeb 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1321 ELM DR SCHAUMBURG IL 601944129, SCHAUMBURG, IL 60194-4129

Mortgage

Document Number1704047118
DateFeb 9, 2017
Instrument4047118
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 8, 2047
Interest
Rate TypeAdjustable Rate
Rate3.49%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionSchaumburg Township
MunicipalitySchaumburg Village
Secondary School DistrictTownship High School District 211 (09 - 12)
Elementary School DistrictSchaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,000 (+12.12%) Land $11,425 Building $25,575$370,000 (+12.12%) Land $114,250 Building $255,750
2023$7,572.00 (+3.85%)
2022$7,291.00 (+36.25%)$32,999 (+39.52%) Land $9,408 Building $23,591$329,990 (+39.52%) Land $94,080 Building $235,910
2021$5,351.00 Homeowner's exemption Senior Citizen's exemption$23,651 Land $6,384 Building $17,267$236,510 Land $63,840 Building $172,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHAUMBURG
serves 75,750 people · EPA ID IL0314890
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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