Cook County property record for 1320 Elm Dr, Schaumburg, IL 60194
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,155 sqft · built 1974 |
| Lot Size | 0.217 acres (9,449 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Aug 2026) |
| Tax Bill | $8,438 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-212-022 |
| Primary APN | 07-20-212-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,449 sqft (0.217 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1320 ELM DR |
|---|---|
| City | SCHAUMBURG |
| State | IL |
| Zip | 60194-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WEATHERSFIELD) (UNIT4) SUB IN SEC28 29 & SEC 20-41-10 |
| Legal Range | 10E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | WEATHERSFIELD UNIT4 |
| Legal Lot Number | 4377 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | SCHAUMBURG |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 804710 |
Source: Cook County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1033 CHARLELA LN UNIT 407, 407, ELK GROVE, IL |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NYS |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY |
| Apr 26, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST CENTENNIAL MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2024 · Amount on Record |
| Deed Document Number | 202621523098 |
| Prior Transfer Date | Jul 13, 2003 |
| Prior Transfer Doc | 0000019093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 1320 ELM DR, SCHAUMBURG, IL 60194-4100 |
| Document Number | 0000023098 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202623098 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000023099, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202621523099 |
| Name | CITIBANK NYS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1320 ELM DR, SCHAUMBURG, IL 60194-4100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003921002 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2203921002 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1320 ELM DR, SCHAUMBURG, IL 60194-4100 |
| Document Number | 1827733163 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1320 ELM DR SCHAUMBURG IL 601944100, SCHAUMBURG, IL 60194-4100 |
| Document Number | 1827733163 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 27733163 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 26, 2018 |
| Property Address | 1320 ELM DR, SCHAUMBURG, IL 60194-4100 |
| Document Number | 1811629066 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 11629066 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1320 ELM DR SCHAUMBURG IL 601944100, SCHAUMBURG, IL 60194-4100 |
| Document Number | 1811629067 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 11629067 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Number | 1811629068, |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 11629068 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Amount | Amount Recorded |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Schaumburg Township |
| Municipality | Schaumburg Village |
| Secondary School District | Township High School District 211 (09 - 12) |
| Elementary School District | Schaumburg Community Consolidated School District 54 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 (+17.25%) Land $8,032 Building $25,968 | $340,000 (+17.25%) Land $80,320 Building $259,680 | |
| 2024 | $8,438.00 (+3.88%) | ||
| 2023 | $8,123.00 (+3.12%) | ||
| 2022 | $7,877.00 | $28,999 Land $6,614 Building $22,385 | $289,990 Land $66,140 Building $223,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHAUMBURG serves 75,750 people · EPA ID IL0314890 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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