Cook County property record for 1312 Elm Dr, Schaumburg, IL 60194
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,125 sqft · built 1972 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Jan 2014) |
| Tax Bill | $7,755 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-212-020 |
| Primary APN | 07-20-212-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,125 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,550 sqft (0.196 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1312 ELM DR |
|---|---|
| City | SCHAUMBURG |
| State | IL |
| Zip | 60194-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (STRATHMORE) (SCHAUMBURG) (UNIT10) SUB OF PT NE SEC 20-41-10 |
| Legal Range | 10E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | STRATHMORE SCHAUMBURG UNIT10 |
| Legal Lot Number | 819 |
| Legal Unit | 10 |
| Jurisdiction | COOK IL |
| Township / Civil Division | SCHAUMBURG |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 804710 |
1312 Elm Dr is owned by an individual who bought it in January 2014.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1813 VISTA CT, SCHAUMBURG, IL 60193-5054 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2014 · Amount on File |
| Deed Sale | Jan 15, 2014 · Amount on File |
| Prior Sale | Mar 1, 2013 · Amount on File |
| Deed Document Number | 20144054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1312 ELM DR, SCHAUMBURG, IL 60194-4100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022042136 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2222042136 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1312 ELM DR, SCHAUMBURG, IL 60194-4100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1312 ELM DR, SCHAUMBURG, IL 60194-4100 |
| Document Number | 0014001033 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2114001033 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 272 Months |
| Due | Jan 1, 2044 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Schaumburg Township |
| Municipality | Schaumburg Village |
| Secondary School District | Township High School District 211 (09 - 12) |
| Elementary School District | Schaumburg Community Consolidated School District 54 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,001 Land $7,268 Building $29,733 | $370,010 Land $72,680 Building $297,330 | |
| 2023 | $7,755.00 (+3.52%) | ||
| 2022 | $7,491.00 Homeowner's exemption | $31,000 Land $5,985 Building $25,015 | $310,000 Land $59,850 Building $250,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1312 Elm Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1312 Elm Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHAUMBURG serves 75,750 people · EPA ID IL0314890 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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