Schenectady County and Schenectady City property record for 1321 4th Ave, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,068 sqft · built 1880 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Sep 2018) |
| Tax Bill | $5,034 (2026) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Sep 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.54-2-4 |
| Primary APN | 421500 49.54-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Total Area |
| 1st Floor Area | 1,034 sqft |
| 2nd Floor Area | 1,034 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 488 sqft |
| Canopy | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1321 4TH AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1619 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 BRICK AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21400 |
1321 4th Ave, a duplex, is owned and occupied by an individual who bought it in September 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 4TH AVE, SCHENECTADY, NY 12303-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Sep 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 28, 2018 | Grant Deed, Transfer |
| Sep 1, 2017 | Tax Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Jan 25, 2008 · Amount on File |
| Deed Document Number | 201840704 |
| Deed Book / Page | 1995 / 536 |
| Prior Transfer Date | Sep 7, 2018 |
| Prior Transfer Doc | 0000040703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 12, 2018 |
| Property Address | 1321 4TH AVE, SCHENECTADY, NY 12303-1619 |
| Document Number | 0000040704 |
| Book / Page | 1995 / 536 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 201840704 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, 105, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 1321 4TH AVE, SCHENECTADY, NY 12303-1619 |
| Document Number | 0000040705 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 201840705 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Feb 19, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 12, 2018 |
| Property Address | 1321 4TH AVE, SCHENECTADY, NY 12303-1619 |
| Document Number | 0000040703 |
| Book / Page | 001995 / 000533 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 40703 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2018 |
| Property Address | 1321 4TH AVE, SCHENECTADY, NY 12303-1619 |
| Document Number | 0000009019 |
| Book / Page | 001982 / 000302 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 9019 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 1, 2017 |
| Property Address | 1321 4TH AVE, SCHENECTADY, NY 12303-1619 |
| Document Number | 0000039655 |
| Book / Page | 001970 / 000225 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 39655 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 6, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
The 2026 property tax bill for 1321 4th Ave was $5,034, up 3.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,034.00 (+3.88%) | ||
| 2025 | $4,846.00 | $74,100 Land $11,100 Building $63,000 | $122,702 Land $18,380 Building $104,322 |
| 2023 | $74,100 (-) Land $11,100 Building $63,000 | $93,797 (+3.8%) Land $14,051 Building $79,746 | |
| 2022 | $74,100 Land $11,100 Building $63,000 | $90,366 Land $13,537 Building $76,829 | |
| 2021 | $4,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1321 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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