1309 4th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1309 4th Ave, Schenectady, NY 12303

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,976 sqft · built 1920
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jul 2022)
Tax Bill	$6,744 (2026)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.54-2-6`

Property Details

APN / Parcel Number

Primary APN	`421500 49.54-2-6`
Alternative APN	`150004905400020060000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,976 sqft Total Area
1st Floor Area	1,488 sqft
2nd Floor Area	1,488 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	267 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 4TH AVE
City	SCHENECTADY
State	NY
Zip	12303-1619
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	14 PART OF EACH 2 WOOD AND BARN
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	21400

Owner

1309 4th Ave, a triplex, is owned and occupied by two individuals who bought it in July 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1309 4TH AVE, SCHENECTADY, NY 12303-1619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Deed Document Number	202238483
Deed Book / Page	2089 / 116
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1309 4TH AVE, SCHENECTADY, NY 12303-1619
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 4TH AVE, SCHENECTADY, NY 12303-1619

Mortgage

Document Number	0000038483
Date	Jul 22, 2022
Book Page	2089/116
Instrument	202238483

Lender

Name	GANGA SUKRAJ ETUX
Type	Private Party
Address	36 WESTERN PKWY, SCHENECTADY, NY 12304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1309 4th Ave was $6,744, up 4.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,744.00 (+4.27%)
2025	$6,468.00	$91,600 Land $13,700 Building $77,900	$151,681 Land $22,686 Building $128,995
2023		$91,600 (-) Land $13,700 Building $77,900	$115,949 (+3.8%) Land $17,342 Building $98,607
2022		$91,600 Land $13,700 Building $77,900	$111,707 Land $16,707 Building $95,000
2021	$5,317.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1309 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20