Schenectady County and Schenectady City property record for 1328 4th Ave, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,396 sqft · built 1920 |
| Lot Size | 0.106 acres (4,655 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Dec 2023) |
| Tax Bill | $4,524 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.46-5-63 |
| Primary APN | 421500 49.46-5-63 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Total Area |
| 1st Floor Area | 737 sqft |
| 2nd Floor Area | 659 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,655 sqft (0.106 acres) |
| Lot Dimensions | 133 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 512 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1328 4TH AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1620 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 63.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1328 4TH AVE, SCHENECTADY, NY 12303-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Dec 11, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on Record |
| Deed Sale | Dec 15, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 202370632 |
| Deed Book / Page | 2121 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 15, 2023 |
| Property Address | 1328 4TH AVE, SCHENECTADY, NY 12303-1620 |
| Document Number | 0000070632 |
| Book / Page | 2121 / 423 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 202370632 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1328 4TH AVE, SCHENECTADY, NY 12303-1620 |
| Name | Verified Name |
|---|---|
| Address | 1323 4TH AVE # 1, 1, SCHENECTADY, NY 12303-1619 |
| Document Number | 0000070633 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 202370633 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jan 9, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 11, 2019 |
| Property Address | 1328 4TH AVE, SCHENECTADY, NY 12303-1620 |
| Document Number | 0000054962 |
| Book / Page | 002026 / 000310 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 54962 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 563 GRAND ST #1 BROOKLYN NY 112113502, 1, BROOKLYN, NY 11211-3502 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 23, 2017 |
| Property Address | 1328 4TH AVE, SCHENECTADY, NY 12303-1620 |
| Document Number | 0000008357 |
| Book / Page | 1957 / 312 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 201708357 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 VISTA BLVD, 804, SCHENECTADY, NY 12306-5636 |
| Name | Verified Name |
|---|---|
| Address | 717 OLD MEDFORD AVE, MEDFORD, NY 11763-3525 |
| Document Number | 0000008359 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 201708359 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 (+4.24%) | ||
| 2025 | $4,340.00 (+21.57%) | $62,900 (-) Land $9,400 Building $53,500 | $104,156 (+30.82%) Land $15,565 Building $88,591 |
| 2023 | $62,900 (-) Land $9,400 Building $53,500 | $79,620 (+3.8%) Land $11,899 Building $67,721 | |
| 2022 | $62,900 Land $9,400 Building $53,500 | $76,707 Land $11,463 Building $65,244 | |
| 2021 | $3,570.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures