1320 Oeffling Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1320 Oeffling Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details912 sqft · built 1961
Lot Size0.329 acres (14,333 sqft)
OwnerIndividual Name on File
Last Sale$157,500 (Jul 2020)
Deeds & MortgagesJul 2020 Sale & Mortgage
Feb 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-07-252-022

Property Details

APN / Parcel Number

Primary APN10-07-252-022

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,824 sqft
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area14,333 sqft
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area24 sqft
Deck Area359 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1320 OEFFLING DR
CityMCHENRY
StateIL
Zip60051-7948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0026585 LT 311 PISTAKEE HILLS UNIT 3
Legal Range09E
Legal Township45N
Legal Section07
Legal SubdivisionPISTAKEE HILLS 03
Legal Block252
Legal Lot Number311
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3017
Census Tract870704

Owner

1320 Oeffling Dr is owned and occupied by an individual who bought it in July 2020.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address1320 OEFFLING DR, MCHENRY, IL 60051-7948
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Warranty Deed, Transfer · FHA Mortgage
KEY MORTGAGE SERVICES INC
Feb 25, 2019Correction Deed, Transfer
FIDELITY NATIONAL TITLE
Sep 5, 2017Deed, Transfer · FHA Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2020 · Amount on File
Deed SaleJul 16, 2020 · Amount on File
Prior SaleSep 5, 2017 · Amount on File
Deed Document Number2020R0026585
Record UpdatedJun 7, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 16, 2020
Property Address1320 OEFFLING DR, MCHENRY, IL 60051-7948
Document Number0000026585
Map ReferenceMB14 PG40 DOC361805
Instrument DateJun 30, 2020
Instrument2020R0026585
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$157.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 OEFFLING DR, MCHENRY, IL 60051-7948

Mortgage

Document Number0000026586
DateJul 16, 2020
Instrument2020R0026586
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

February 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMCHENRY IL
Recording DateFeb 25, 2019
Property Address1320 OEFFLING DR, MCHENRY, IL 60051-7948
Document Number0000005013
Instrument DateFeb 25, 2019
Instrument5013
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1006 EAGLE PT MCHENRY IL 600502207, MCHENRY, IL 60050-2207

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 5, 2017
Property Address1320 OEFFLING DR, MCHENRY, IL 60051-7948
Document Number0000032901
Map ReferenceMB14 PG40 DOC361805
Instrument DateSep 1, 2017
Instrument2017R0032901
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$157.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 OEFFLING DR, MCHENRY, IL 60051-7948
InvestorPossibly a Property Investor

Mortgage

Document Number0000032902
DateSep 5, 2017
Instrument2017R0032902
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$47,492 Land $14,628 Building $32,864$142,476 Land $43,884 Building $98,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Oeffling Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Oeffling Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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