1304 Oeffling Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1304 Oeffling Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 912 sqft · built 1961
Lot Size	0.249 acres (10,875 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Sep 2018)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-276-023`

Property Details

APN / Parcel Number

Primary APN	`10-07-276-023`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	912 sqft

Exterior

Year Built	Built 1961
Architectural Style	A-Frame
Exterior Material	Ribbed Aluminum
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,875 sqft
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1304 OEFFLING DR
City	MCHENRY
State	IL
Zip	60051-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0032934 LT 334 PISTAKEE HILLS UNIT 3
Legal Range	09E
Legal Township	45N
Legal Section	07
Legal Subdivision	PISTAKEE HILLS 03
Legal Block	276
Legal Lot Number	334
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3016
Census Tract	870704

Owner

1304 Oeffling Dr is owned and occupied by an individual who bought it in September 2018.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1304 OEFFLING DR, MCHENRY, IL 60051-7946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Jun 11, 2004 · Amount on File
Deed Document Number	2018R0032934
Record Updated	Jun 7, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 25, 2018
Property Address	1304 OEFFLING DR, MCHENRY, IL 60051-7946
Document Number	0000032934
Map Reference	MB14 PG40
Instrument Date	Sep 18, 2018
Instrument	2018R0032934
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 OEFFLING DR, MCHENRY, IL 60051-7946

Mortgage

Document Number	0000032935
Date	Sep 25, 2018
Instrument	2018R0032935

Lender

Name	STC CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$47,492 Land $14,628 Building $32,864	$142,476 Land $43,884 Building $98,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1304 Oeffling Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2017)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Oeffling Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20