1316 Oeffling Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1316 Oeffling Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,080 sqft · built 1961
Lot Size0.471 acres (20,520 sqft)
OwnerOwner Name on Record
Last Sale$167,000 (Aug 2005)
Deeds & MortgagesJun 2018 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN10-07-252-023

Property Details

APN / Parcel Number

Primary APN10-07-252-023

Interior

Bedrooms3 Beds
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area1,920 sqft
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleA-Frame
Exterior MaterialRibbed Aluminum
Construction TypeFrame
Foundation TypeRaised
Lot Area20,520 sqft
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area48 sqft
Shed1 Shed
Shed Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1316 OEFFLING DR
CityMCHENRY
StateIL
Zip60051-7948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2005R0073078 LT 312 PISTAKEE HILLS UNIT 3
Legal Range09E
Legal Township45N
Legal Section07
Legal SubdivisionPISTAKEE HILLS 03
Legal Block252
Legal Lot Number312
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3017
Census Tract870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1316 OEFFLING DR, MCHENRY, IL 60051-7948

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 7, 2018Loan Modification, Mortgage · Conventional with PMI
CITIMORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2005 · Amount on Record
Deed SaleAug 30, 2005 · Amount on Record
Prior SaleMar 23, 2005 · Amount on Record
Deed Document Number2005R0073078
Record UpdatedJun 7, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1316 OEFFLING DR, MCHENRY, IL 60051-7948
Document Number0000021528
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 OEFFLING DR MCHENRY IL 600517948, MCHENRY, IL 60051-7948

Mortgage

Document Number0000021528
DateJun 28, 2018
Instrument21528
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address1316 OEFFLING DR, MCHENRY, IL 60051-7948
Document Number0000022687
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 OEFFLING DR MCHENRY IL 600517948, MCHENRY, IL 60051-7948

Mortgage

Document Number0000022687
DateJul 9, 2018
Instrument22687
Lender
NameCITIMORTGAGE
TypeMortgage Company
AddressO'FALLON, MO 63368
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 8, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$51,739 Land $14,628 Building $37,111$155,217 Land $43,884 Building $111,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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