Grayson County property record for 1320 James St, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Details | 2,605 sqft · built 2017 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $273,000 (Mar 2021) |
| Tax Bill | $5,995 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242 7214043 |
| Primary APN | 242 7214043 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,605 sqft Living Area |
| Gross Area | 3,015 sqft |
| 1st Floor Area | 2,605 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 8,799 sqft (0.202 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 11 sqft |
| Street Address | 1320 JAMES ST |
|---|---|
| City | HOWE |
| State | TX |
| Zip | 75459-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT HILL PHASE 1, BLOCK A, LOT 43, ACRES .202 |
| Legal Subdivision | SUMMIT HILL PHASE 1 |
| Legal Block | A |
| Legal Lot Number | 43 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 1801 |
Source: Grayson County records · APN 242 7214043
Assessment roll updated August 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1320 JAMES ST, HOWE, TX 75459-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GREAT WESTERN FINANCIAL SERVICES IN |
| Aug 11, 2017 | Grant Deed, Subdivision Related Transfer ONETRUST HM LOANS |
| Feb 08, 2017 | Grant Deed, Transfer SENDERA TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Deed Document Number | 20218073 |
| Prior Transfer Date | Mar 15, 2021 |
| Prior Transfer Doc | 0000008073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Mar 16, 2021 |
| Property Address | 1320 JAMES ST, HOWE, TX 75459-2930 |
| Document Number | 0000008073 |
| Map Reference | VOL 21 PG 89 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021-00008073 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 JAMES ST, HOWE, TX 75459-2930 |
| Document Number | 0000008074 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-00008074 |
| Name | GREAT WESTERN FINANCIAL SERVICES IN |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Aug 11, 2017 |
| Property Address | 1320 JAMES ST, HOWE, TX 75459-2930 |
| Document Number | 0000017805 |
| Instrument Date | Aug 09, 2017 |
| Instrument | 17805 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | TEXAS AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1320 JAMES ST HOWE TX 754592930, HOWE, TX 75459-2930 |
| Document Number | 17806 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 17806 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Feb 08, 2017 |
| Property Address | 1320 JAMES ST, HOWE, TX 75459-2930 |
| Document Number | 0000002616 |
| Book / Page | 005946 / 000559 |
| Instrument Date | Feb 06, 2017 |
| Instrument | 2616 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294 |
Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Howe Town |
| Unified School District | Howe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351,239 (-0.2%) Land $64,410 Building $286,829 | $351,239 (-0.2%) Land $64,410 Building $286,829 | |
| 2024 | $5,995.00 (-8.45%) | ||
| 2023 | $351,951 Land $64,058 Building $287,893 | $351,951 Land $64,058 Building $287,893 | |
| 2022 | $6,548.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2006–2022) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Nov 2022 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable · Fiber in parts of the area | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Texoma Communications Fixed Wireless | 100 / 20 |
Based on FCC filings for 93 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HOWE serves 4,548 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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