Grayson County property record for 1313 James St, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Details | 1,561 sqft · built 2017 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,842 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242 7214047 |
| Primary APN | 242 7214047 |
|---|---|
| Alternative APN |
|
| Building Area | 1,561 sqft Living Area |
|---|---|
| Gross Area | 1,979 sqft |
| 1st Floor Area | 1,561 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 6,578 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Account Number | 266920 |
|---|---|
| Street Address | 1313 JAMES ST |
| City | HOWE |
| State | TX |
| Zip | 75459-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT HILL PHASE 1, BLOCK A, LOT 47, ACRES .151 |
| Legal Subdivision | SUMMIT HILL PHASE 1 |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 47 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 1801 |
Source: Grayson County records · APN 242 7214047
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1805 DOUGLAS ST, HOWE, TX 75459-2918 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 28, 2017 | Warranty Deed, Subdivision Related Transfer ENVOY MTG |
| Feb 08, 2017 | Grant Deed, Transfer SENDERA TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 |
| Deed Sale | Sep 26, 2017 |
| Deed Document Number | 2017-21708 |
| Last Transfer Date | Sep 28, 2017 |
| Transfer Doc | 0000021708 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1313 JAMES ST, HOWE, TX 75459-2931 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000349 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021-00000349 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 28, 2017 |
| Property Address | 1313 JAMES ST, HOWE, TX 75459-2931 |
| Document Number | 0000021708 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 21708 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1247 DUMONT DR RICHARDSON TX 750805825, RICHARDSON, TX 75080-5825 |
| Document Number | 21709 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 21709 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Feb 08, 2017 |
| Property Address | 1313 JAMES ST, HOWE, TX 75459-2931 |
| Document Number | 0000002616 |
| Book / Page | 005946 / 000559 |
| Instrument Date | Feb 06, 2017 |
| Instrument | 2616 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294 |
Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Howe Town |
| Unified School District | Howe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283,854 (-0.32%) Land $60,250 Building $223,604 | $283,854 (-0.32%) Land $60,250 Building $223,604 | |
| 2024 | $5,842.00 (-0.75%) | ||
| 2023 | $284,760 Land $59,001 Building $225,759 | $284,760 Land $59,001 Building $225,759 | |
| 2022 | $5,886.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2006–2022) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Nov 2022 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Texoma Communications Fixed Wireless | 100 / 20 |
Based on FCC filings for 73 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HOWE serves 4,548 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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