1315 James St, Howe, TX 75459 Property Records

Grayson County property record for 1315 James St, Howe, TX 75459 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2,605 sqft · built 2017
Lot Size0.137 acres (6,011 sqft)
Owner2 Individual Names on File
Tax Bill$5,571 (2024)
Deeds & MortgagesAug 2021 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN242 7214046

Property Details

APN / Parcel Number

Primary APN242 7214046
Alternative APN
  • 266919

Interior

Building Area2,605 sqft Living Area
Gross Area3,015 sqft
1st Floor Area2,605 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Lot Area6,011 sqft (0.137 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area11 sqft

Location & Zoning

Account Number266919
Street Address1315 JAMES ST
CityHOWE
StateTX
Zip75459-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT HILL PHASE 1, BLOCK A, LOT 46, ACRES .138
Legal SubdivisionSUMMIT HILL PHASE 1
Legal Phase1
Legal BlockA
Legal Lot Number46
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1063
Census Tract1801

Owner

Source: Grayson County records · APN 242 7214046

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1315 JAMES ST, HOWE, TX 75459-2931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2017Warranty Deed, Subdivision Related Transfer
LANDMARK BK
Feb 08, 2017Grant Deed, Transfer
SENDERA TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2017
Deed SaleAug 09, 2017
Deed Document Number2017-17965
Last Transfer DateAug 14, 2017
Transfer Doc0000017965
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1315 JAMES ST, HOWE, TX 75459-2931
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026691
DateAug 06, 2021
Instrument2021-00026691
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateAug 14, 2017
Property Address1315 JAMES ST, HOWE, TX 75459-2931
Document Number0000017965
Instrument DateAug 09, 2017
Instrument17965
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 20, 2018
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1315 JAMES ST HOWE TX 754592931, HOWE, TX 75459-2931

Mortgage

Document Number17966
DateAug 14, 2017
Instrument17966
Lender
NameLANDMARK BK
TypeBank
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term360 Months
DueAug 13, 2047
Interest
Rate TypeAdjustable Rate

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGRAYSON TX
Recording DateFeb 08, 2017
Property Address1315 JAMES ST, HOWE, TX 75459-2931
Document Number0000002616
Book / Page005946 / 000559
Instrument DateFeb 06, 2017
Instrument2616
Transaction TypeTransfer
Record UpdatedApr 17, 2017
Title CompanySENDERA TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$344,837 (-0.31%) Land $58,009 Building $286,828$344,837 (-0.31%) Land $58,009 Building $286,828
2024$5,571.00 (-0.3%)
2023$345,902 Land $58,009 Building $287,893$345,902 Land $58,009 Building $287,893
2022$5,588.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810018011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2006–2022)
Claims Outside the SFHA8 of 10
Most Recent ClaimNov 2022, river or lake flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 29% of Texas
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneCable1,000 / 50
AMG Technology Investment GroupFixed Wireless400 / 100
VerizonFixed Wireless300 / 20
Texoma CommunicationsFixed Wireless (licensed-by-rule)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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