1320 E Laurel St, Bellingham, WA 98225 Property Records

Whatcom County property record for 1320 E Laurel St, Bellingham, WA 98225

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.5 ba · 1,434 sqft · built 1996
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Company Names on Record
Last Sale	$399,000 (Sep 2021)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380331-406225-0000`

Property Details

APN / Parcel Number

Primary APN	`380331-406225-0000`
Alternative APNs	`514929` `585282` `77838`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,434 sqft Living Area
Gross Area	1,449 sqft
1st Floor Area	766 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	77838
Street Address	1320 E LAUREL ST
City	BELLINGHAM
State	WA
Zip	98225-5739
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RM2.0
Legal Description	LOT 4 AM LUJUANA SHORT PLAT AS REC BOOK 32 SHORT PLATS PG 45
Legal Range	03
Legal Township	38
Legal Section	31
Legal Subdivision	AM LUJUANA SHORT PLAT
Legal Block	1
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	1000

Owner

Source: Whatcom County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5920 ST ANDREWS DR, MUKILTEO, WA 98275-4847
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage SAMMAMISH MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20214971
Prior Transfer Date	Sep 25, 2000
Prior Transfer Doc	0000902790
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 9, 2026
Property Address	1320 E LAUREL ST, BELLINGHAM, WA 98225-5739
Document Number	0000000792
Instrument Date	Feb 12, 2026
Instrument	2026792
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	5920 ST ANDREWS DR, MUKILTEO, WA 98275-4847

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 30, 2021
Property Address	1320 E LAUREL ST, BELLINGHAM, WA 98225-5739
Document Number	0000904971
Instrument Date	Sep 24, 2021
Instrument	2021-0904971
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,389.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5920 ST ANDREWS DR, MUKILTEO, WA 98275-4847

Mortgage

Document Number	0000904972
Date	Sep 30, 2021
Instrument	2021-0904972

Lender

Name	SAMMAMISH MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (+32.34%)	$554,988 (+18.52%) Land $270,336 Building $284,652	$554,988 (+18.52%) Land $270,336 Building $284,652
2022		$468,271 Land $228,096 Building $240,175	$468,271 Land $228,096 Building $240,175
2021	$3,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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