912 E Laurel St, Bellingham, WA 98225 Property Records

Whatcom County property record for 912 E Laurel St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,197 sqft · built 1921
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2018)
Tax Bill	$5,183 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553604`

Property Details

APN / Parcel Number

Primary APN	`553604`
Alternative APNs	`380331 306368 0000` `77356`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,197 sqft Living Area
1st Floor Area	861 sqft
2nd Floor Area	336 sqft
Basement Area	282 sqft
Unfinished Basement	282 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	54 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	553604
Street Address	912 E LAUREL ST
City	BELLINGHAM
State	WA
Zip	98225-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS6.8
Legal Description	ELDRIDGE-BARTLETT'S ADD TO SEHOME NELY 45 FT OF NWLY 40 FT OF LOT 15-NWLY 40 FT OF LOT 16 BLK 32
Legal Range	03
Legal Township	38
Legal Section	31
Legal Subdivision	ELDRIDGE-BARTLETT'S ADD
Legal Block	32
Legal Lot Number	15
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1009
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sehome Hill Historic District listed 2001 · 153 contributing resources · NRIS 01000063

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 E LAUREL ST, BELLINGHAM, WA 98225-5629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI CHERRY CREEK MTG
Jul 27, 2018	Warranty Deed, Transfer · Conventional with PMI UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Apr 12, 2002 · Amount on Record
Deed Document Number	2018-0702935
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	912 E LAUREL ST, BELLINGHAM, WA 98225-5629
Document Number	2200500613
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC BREA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E LAUREL ST BELLINGHAM WA 982255629, BELLINGHAM, WA 98225-5629

Mortgage

Document Number	2200500613
Date	May 6, 2020
Instrument	500613

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 27, 2018
Property Address	912 E LAUREL ST, BELLINGHAM, WA 98225-5629
Document Number	2180702935
Instrument Date	Jul 17, 2018
Instrument	702935
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E LAUREL ST BELLINGHAM WA 982255629, BELLINGHAM, WA 98225-5629

Mortgage

Document Number	2180702936
Date	Jul 27, 2018
Instrument	702936

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,183.00 (+36.14%)	$633,782 (+18.52%) Land $360,448 Building $273,334	$633,782 (+18.52%) Land $360,448 Building $273,334
2022		$534,754 Land $304,128 Building $230,626	$534,754 Land $304,128 Building $230,626
2021	$3,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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