1310 E Laurel St, Bellingham, WA 98225 Property Records

Whatcom County property record for 1310 E Laurel St, Bellingham, WA 98225

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1996
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$474,000 (Jul 2023)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`380331-398242-0000`

Property Details

APN / Parcel Number

Primary APN	`380331-398242-0000`
Alternative APNs	`551863` `580066` `77817`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,148 sqft Living Area
Gross Area	1,449 sqft
1st Floor Area	480 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	77817
Street Address	1310 E LAUREL ST
City	BELLINGHAM
State	WA
Zip	98225-5739
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RM2.0
Legal Description	LOT 1 AM LUJUANA SHORT PLAT AS REC BOOK 32 SHORT PLATS PG 45
Legal Range	03
Legal Township	38
Legal Section	31
Legal Subdivision	AM LUJUANA SHORT PLAT
Legal Block	1
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	1000

Owner

1310 E Laurel St, a residential property, is owned and occupied by two individuals who bought it in July 2023.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 E LAUREL ST, BELLINGHAM, WA 98225-5739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
May 5, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 18, 2019	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 31, 2018	Warranty Deed, Transfer WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	2023987
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	0000602000
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 14, 2023
Property Address	1310 E LAUREL ST, BELLINGHAM, WA 98225-5739
Document Number	0000700987
Map Reference	DOC 950602014
Instrument Date	Jul 1, 2023
Instrument	2023-0700987
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,589.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	1310 E LAUREL ST, BELLINGHAM, WA 98225-5739

Mortgage

Document Number	0000700988
Date	Jul 14, 2023
Instrument	2023-0700988

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 5, 2021
Property Address	1310 E LAUREL ST, BELLINGHAM, WA 98225-5739
Document Number	0000500709
Instrument Date	Apr 12, 2021
Instrument	2021-0500709
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,813.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E LAUREL ST, BELLINGHAM, WA 98225-5739

Mortgage

Document Number	0000500710
Date	May 5, 2021
Instrument	2021-0500710

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 18, 2019
Property Address	1310 E LAUREL ST, BELLINGHAM, WA 98225-5739
Document Number	2190602000
Instrument Date	May 21, 2019
Instrument	602000
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1521 BRYCE PARK LOOP LYNDEN WA 982649060, LYNDEN, WA 98264-9060
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 31, 2018
Property Address	1310 E LAUREL ST, BELLINGHAM, WA 98225-5739
Document Number	2180503650
Instrument Date	May 14, 2018
Instrument	503650
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Tax	$5,343.22
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 BRYCE PARK LOOP LYNDEN WA 982649060, LYNDEN, WA 98264-9060

Tax Assessment & Valuation

The 2025 property tax bill for 1310 E Laurel St was $4,229.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,229.00	$532,007 Land $270,336 Building $261,671	$532,007 Land $270,336 Building $261,671
2022		$448,880 Land $228,096 Building $220,784	$448,880 Land $228,096 Building $220,784
2021	$3,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 E Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1310 E Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

Nearby Properties on E Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures