1320 Big Oak Trl, Aurora, IL 60506 Property Records

Kane County property record for 1320 Big Oak Trl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,776 sqft · built 1991
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Sep 2023)
Tax Bill	$7,674 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-402-034`

Property Details

APN / Parcel Number

Primary APN	`15-08-402-034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	3,224 sqft
Basement Area	1,048 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1320 BIG OAK TRL
City	AURORA
State	IL
Zip	60506-6303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN OAKS UNIT 2 LOT 140
Legal Subdivision	GOLDEN OAKS
Legal Block	3
Legal Lot Number	140
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3005
Census Tract	853008

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 BIG OAK TRL, AURORA, IL 60506-6303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	202330900
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 6, 2023
Property Address	1320 BIG OAK TRL, AURORA, IL 60506-6303
Document Number	0000030900
Instrument Date	Jul 14, 2023
Instrument	2023K030900
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1320 BIG OAK TRL, AURORA, IL 60506-6303

Mortgage

Document Number	0000030901
Date	Sep 6, 2023
Instrument	2023K030901

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 27, 2021
Property Address	1320 BIG OAK TRL, AURORA, IL 60506-6303
Document Number	0000073075
Instrument Date	Aug 10, 2021
Instrument	2021K073075
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 BIG OAK TRL, AURORA, IL 60506-6303

Mortgage

Document Number	0000073076
Date	Sep 27, 2021
Instrument	2021K073076

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 27, 2017
Property Address	1320 BIG OAK TRL, AURORA, IL 60506-6303
Document Number	0000005117
Instrument Date	Jan 11, 2017
Instrument	2017K005117
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 ELM AVE, GENEVA, IL 60134-1562

Mortgage

Document Number	0000005118
Date	Jan 27, 2017
Instrument	2017K005118

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,674.00 (+12.65%)	$111,323 (+9.39%) Land $20,306 Building $91,017	$334,103 (+9.39%) Land $60,942 Building $273,160
2024		$101,767 (+22.67%) Land $18,563 Building $83,204	$305,423 (+22.71%) Land $55,711 Building $249,712
2022	$6,812.00 (+4.67%) Homeowner's exemption	$82,963 (+7.41%) Land $15,133 Building $67,830	$248,889 (+7.41%) Land $45,399 Building $203,490
2021	$6,508.00 Homeowner's exemption	$77,240 Land $14,089 Building $63,151	$231,720 Land $42,267 Building $189,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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