1321 Big Oak Trl, Aurora, IL 60506 Property Records

Kane County property record for 1321 Big Oak Trl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,508 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$7,341 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-08-406-017`

Property Details

APN / Parcel Number

Primary APN	`15-08-406-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	1,908 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1321 BIG OAK TRL
City	AURORA
State	IL
Zip	60506-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN OAKS UNIT 2 LOT 116
Legal Subdivision	GOLDEN OAKS
Legal Block	3
Legal Lot Number	116
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3006
Census Tract	853008

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	36W705 W RIDGEWOOD LN, SAINT CHARLES, IL 60175-6234
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2006
Deed Sale	Feb 3, 2006
Prior Sale	Sep 11, 2002 · Amount on Record
Deed Document Number	200613157
Last Transfer Date	Jan 14, 2013
Transfer Doc	0000004468
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1321 BIG OAK TRL, AURORA, IL 60506-6302
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014506
Date	Mar 15, 2022
Instrument	2022K014506

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,341.00 (+2.61%)	$98,841 (+9.39%) Land $20,306 Building $78,535	$296,642 (+9.39%) Land $60,942 Building $235,699
2024	$7,154.00 (+9.72%)	$90,357 (+22.66%) Land $18,563 Building $71,794	$271,179 (+22.71%) Land $55,711 Building $215,468
2022	$6,520.00 (+4.07%)	$73,662 (+7.41%) Land $15,133 Building $58,529	$220,986 (+7.41%) Land $45,399 Building $175,587
2021	$6,265.00	$68,580 Land $14,089 Building $54,491	$205,740 Land $42,267 Building $163,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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