Herkimer County and Frankfort Town property record for 132 W Prospect St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,470 sqft · built 1929 |
| Lot Size | 0.72 acres (31,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,000 (Sep 2024) |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Dec 2017 Mortgage + 1 more |
| APN | 212689 119.35-5-2 |
| Primary APN | 212689 119.35-5-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Upper Floors Area | 424 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 31,400 sqft (0.72 acres) |
| Lot Dimensions | 314 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 912 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 192239 |
|---|---|
| Street Address | 132 W PROSPECT ST |
| City | ILION |
| State | NY |
| Zip | 13357-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 5 |
| Legal Lot Number | 2.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10202 |
Source: Herkimer County and Frankfort Town assessment roll, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 MAIN RD, B, HERKIMER, NY 13350-3400 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Dec 13, 2017 | Deed of Trust, Mortgage AMERICU CREDIT UNION |
| Apr 20, 2022 | Deed, Transfer · Stand-Alone First Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Prior Sale | Apr 20, 2022 · Amount on Record |
| Deed Document Number | 2024RP2024-3883 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 132 W PROSPECT ST, ILION, NY 13357-1400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0020204330 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-4330 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 132 W PROSPECT ST, ILION, NY 13357-1400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20176525 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | RP2017-6525 |
| Name | AMERICU CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 109 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Apr 20, 2022 |
| Property Address | 132 W PROSPECT ST, ILION, NY 13357-1400 |
| Document Number | RP20222151 |
| Instrument Date | Apr 18, 2022 |
| Instrument | RP2022-2151 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2684 MOHAWK ST, SAUQUOIT, NY 13456-3316 |
| Document Number | RP20222152 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | RP2022-2152 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Herkimer County and Frankfort Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Frankfort Town |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,963.00 (+14.53%) | $60,000 (-) Land $13,200 Building $46,800 | $131,062 (+11.4%) Land $28,834 Building $102,228 |
| 2023 | $60,000 Land $13,200 Building $46,800 | $117,647 Land $25,882 Building $91,765 | |
| 2020 | $2,587.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures