126 W Prospect St, Ilion, NY 13357 Property Records

Herkimer County and Frankfort Town property record for 126 W Prospect St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,644 sqft · built 1910
Lot Size0.189 acres (8,240 sqft)
Owner2 Individual Names on Record
Last Sale$41,000 (Apr 1996)
Tax Bill$2,946 (2026)
Deeds & MortgagesMay 2017 Mortgage
APN212689 119.35-5-1

Property Details

APN / Parcel Number

Primary APN212689 119.35-5-1
Alternative APNs
  • 268911903500050010000000
  • 010004650

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,644 sqft Living Area
1st Floor Area822 sqft
2nd Floor Area822 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,240 sqft (0.189 acres)
Lot Dimensions103 ft deep x 80 ft wide
Garage TypeDetached
Garage Area1,254 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Canopy216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number010004650
Street Address126 W PROSPECT ST
CityILION
StateNY
Zip13357-4910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionS R1 PROSPECT ST
Legal Block5
Legal Lot Number1.000
JurisdictionHERKIMER NY
Township / Civil DivisionFRANKFORT
Census Block Group3
Census Block3022
Census Tract10202

Owner

Source: Herkimer County and Frankfort Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 W PROSPECT ST, ILION, NY 13357-4910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1996 · Amount on Record
Deed SaleApr 1, 1996 · Amount on Record
Deed Book / Page830 / 640
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address126 W PROSPECT ST, ILION, NY 13357-4910
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20172176
DateMay 3, 2017
InstrumentRP2017-2176
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term176 Months
DueJan 1, 2032

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionFrankfort Town
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,946.00 (-0.57%) Homeowner's exemption
2025$2,963.00 (+12.32%)$60,000 (-) Land $7,200 Building $52,800$131,062 (+11.4%) Land $15,727 Building $115,335
2023$60,000 Land $7,200 Building $52,800$117,647 Land $14,118 Building $103,529
2020$2,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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