Herkimer County and Frankfort Town property record for 125 W Prospect St, Ilion, NY 13357 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1930 |
| Lot Size | 0.214 acres (9,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,085 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2019 Refinance |
| APN | 212689 119.35-4-5 |
| Primary APN | 212689 119.35-4-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 594 sqft |
| 2nd Floor Area | 594 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,350 sqft (0.214 acres) |
| Lot Dimensions | 187 ft deep x 50 ft wide |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 010046980 |
|---|---|
| Street Address | 125 W PROSPECT ST |
| City | ILION |
| State | NY |
| Zip | 13357-4909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 46 W PROSPECT PROSPECT ST |
| Legal Block | 4 |
| Legal Lot Number | 5.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10202 |
Source: Herkimer County and Frankfort Town records · APN 212689 119.35-4-5
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 W PROSPECT ST, ILION, NY 13357-4909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Oct 07, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance AMERICU CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 125 W PROSPECT ST, ILION, NY 13357-4909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20222594 |
|---|---|
| Date | May 10, 2022 |
| Instrument | RP2022-2594 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Oct 07, 2019 |
| Property Address | 125 W PROSPECT ST, ILION, NY 13357-4909 |
| Document Number | 0020194432 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 2019-4432 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 W PROSPECT ST, ILION, NY 13357-4909 |
| Document Number | 0020194433 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 2019-4433 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Herkimer County and Frankfort Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Frankfort Town |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,085.00 (-5.91%) | $42,000 (-) Land $7,600 Building $34,400 | $91,743 (+11.4%) Land $16,601 Building $75,142 |
| 2023 | $42,000 Land $7,600 Building $34,400 | $82,353 Land $14,902 Building $67,451 | |
| 2020 | $2,216.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430102023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures