132 S Main St, Reading, MI 49274 Property Records

Hillsdale County property record for 132 S Main St, Reading, MI 49274

Property Summary

Property TypeCommercial
Details3,960 sqft · built 1870
Lot Size0.045 acres (1,960 sqft)
OwnerIndividual Name on Record
Last Sale$8,500 (May 1995)
Flood ZoneZone X (minimal risk)
APN20-040-001-069

Property Details

APN / Parcel Number

Primary APN20-040-001-069

Interior

Stories1 Story
Building Area3,960 sqft Building Perimeter

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Lot Area1,960 sqft (0.045 acres)
Lot Dimensions90 ft deep x 22 ft wide

Location & Zoning

Street Address132 S MAIN ST
CityREADING
StateMI
Zip49274
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB2DWTNB
Legal DescriptionCOM 44 FT N OF SE COR LOT 40 TH N 22 FT TH W 90 FT TH S 22 FT TH E TO POB PROUTY & FULLER ADD SEC 27 T7S R4W CITY OF READING
Legal Range04W
Legal Township07S
Legal Section27
Legal SubdivisionPROUTY & FULLER ADD
Legal Lot Number40
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group4
Census Block4012
Census Tract50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address113 S MAIN ST, READING, MI 49274-9101
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 1995 · Amount on Record
Deed SaleMay 24, 1995 · Amount on Record
Last Transfer DateNov 9, 2005
Transfer Doc01239/0276
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$386,396 (+10.55%) Building $386,396$772,792 (+10.55%) Building $772,792
2023$349,513 Land $2,270 Building $347,243$699,027 Land $4,541 Building $694,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING
serves 1,078 people · EPA ID MI0005620
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number